Citystatevings Bank (PHS:CSB) Non Interest Income: ₱40.2 Mil (As of Jun. 2026)

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PHS:CSB Citystate Savings Bank Inc PHS:CSB
37 GF Score
Price ₱13.02
GF Value ₱6.94
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Citystatevings Bank Non Interest Income?

Citystatevings Bank PHS:CSB 37 Non Interest Income is ₱40.2 Mil as of Jun. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 37/100 and a GF Value™ of ₱6.94 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Non interest income is the income earned by banks through activities through lending, advising, consulting etc. Citystatevings Bank's non interest income for the three months ended in Jun. 2026 was ₱44.8 Mil. Its non interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₱40.2 Mil.

Citystatevings Bank's quarterly non interest income declined from Dec. 2025 (₱51.6 Mil) to Mar. 2026 (₱35.8 Mil) but then increased from Mar. 2026 (₱35.8 Mil) to Jun. 2026 (₱44.8 Mil).

Citystatevings Bank's annual non interest income increased from Dec. 2023 (₱99.3 Mil) to Dec. 2024 (₱138.1 Mil) and increased from Dec. 2024 (₱138.1 Mil) to Dec. 2025 (₱146.6 Mil).

Citystatevings Bank Non Interest Income Historical Data

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The historical data trend for Citystatevings Bank's Non Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Non Interest Income Chart

Citystatevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Non Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.25 71.53 99.30 138.09 146.60

Citystatevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Non Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.24 66.53 51.58 35.76 44.82
PHS:CSB
37GF Score
Citystate Savings Bank Inc PHS:CSB
Non Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Citystatevings Bank Non Interest Income Calculation

Income earned by banks through activities through lending, advising, consulting etc. They are not from the financial assets that banks own.

Non Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱40.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Non Interest Income →
What does a Non Interest Income of ₱40.2 Mil mean?
Citystatevings Bank (PHS:CSB) has a Non Interest Income of ₱40.2 Mil as of Jun. 2026. Non Interest Income is the total income a bank earns outside of its balance sheet funds. View historical data on Citystatevings Bank and its competitors.
Is Citystatevings Bank's Non Interest Income too high?
Citystatevings Bank's current Non Interest Income is ₱40.2 Mil. Overall, Citystatevings Bank has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Non Interest Income compare to USB and PNC?
Citystatevings Bank's Non Interest Income of ₱40.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Non Interest Income for a Banks company?
A good Non Interest Income depends on the Banks industry context. However, Non Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Non Interest Income mean?
A high Non Interest Income can signal that a stock is expensive relative to its fundamentals. Non Interest Income is the total income a bank earns outside of its balance sheet funds. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Non Interest Income is ₱40.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.94, compared to a current price of ₱13.02 — trading 87.6% above its estimated fair value. The current Non Interest Income is ₱40.2 Mil. Citystatevings Bank's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Non Interest Income calculated?
Non Interest Income is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Non Interest Income is ₱40.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.02 is trading 87.6% above its estimated GF Value™ of ₱6.94. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Non Interest Income: ₱40.2 Mil
  • GF Value™: ₱6.94 vs. price of ₱13.02 (87.6% above fair value)
  • GF Score™: 37/100 with 2 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
37GF Score

Get the complete analysis for PHS:CSB

Non Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.02
Price
₱6.94
GF Value