Citystatevings Bank (PHS:CSB) YoY EPS Growth: -97.40% (As of Mar. 2026)

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PHS:CSB Citystate Savings Bank Inc PHS:CSB
39 GF Score
Price ₱13.96
GF Value ₱6.84
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Citystatevings Bank YoY EPS Growth?

Citystatevings Bank PHS:CSB 39 YoY EPS Growth is -97.40% as of Mar. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 39/100 and a GF Value™ of ₱6.84 (Significantly Overvalued). The stock has 2 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Citystatevings Bank's YoY EPS Growth for the quarter that ended in Mar. 2026 was -97.40%.

Citystatevings Bank's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₱0.02.

Citystatevings Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Citystatevings Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank YoY EPS Growth Chart

Citystatevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.00 -700.00 -416.67 101.61 6,000.00

Citystatevings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,825.00 -50.00 850.00 -933.33 -97.40
PHS:CSB
39GF Score
Citystate Savings Bank Inc PHS:CSB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Citystatevings Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Citystatevings Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.61-0.01)/ | 0.01 |
=6,000.00 %

Citystatevings Bank's YoY EPS Growth for the quarter that ended in Mar. 2026 is calculated as:

YoY EPS Growth (Q: Mar. 2026 )
=(Earnings per Share (Diluted) (Q: Mar. 2026 )-Earnings per Share (Diluted) (Q: Mar. 2025 )) / | Earnings per Share (Diluted) (Q: Mar. 2025 )) |
=(0.02-0.77)/ | 0.77 |
=-97.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -97.40% mean?
Citystatevings Bank (PHS:CSB) has a YoY EPS Growth of -97.40% as of Mar. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citystatevings Bank and its competitors.
Is Citystatevings Bank's YoY EPS Growth too high?
Citystatevings Bank's current YoY EPS Growth is -97.40%. Overall, Citystatevings Bank has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's YoY EPS Growth compare to PNC and USB?
Citystatevings Bank's YoY EPS Growth of -97.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citystatevings Bank and its competitors. Citystatevings Bank's current YoY EPS Growth is -97.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.84, compared to a current price of ₱13.96 — trading 104.1% above its estimated fair value. The current YoY EPS Growth is -97.40%. Citystatevings Bank's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current YoY EPS Growth is -97.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.96 is trading 104.1% above its estimated GF Value™ of ₱6.84. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • YoY EPS Growth: -97.40%
  • GF Value™: ₱6.84 vs. price of ₱13.96 (104.1% above fair value)
  • GF Score™: 39/100 with 2 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
39GF Score

Get the complete analysis for PHS:CSB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.96
Price
₱6.84
GF Value