Citystatevings Bank (PHS:CSB) Price-to-Operating-Cash-Flow: (As of Sep. 02, 2026)

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PHS:CSB Citystate Savings Bank Inc PHS:CSB
43 GF Score
Price ₱13.02
GF Value ₱6.93
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Citystatevings Bank Price-to-Operating-Cash-Flow?

As of today (2026-09-02), Citystatevings Bank's share price is ₱13.02. Citystatevings Bank's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was ₱-1.37. Hence, Citystatevings Bank's Price-to-Operating-Cash-Flow Ratio for today is .

The historical rank and industry rank for Citystatevings Bank's Price-to-Operating-Cash-Flow or its related term are showing as below:

During the past 13 years, Citystatevings Bank's highest Price-to-Operating-Cash-Flow Ratio was 118.11. The lowest was 0.40. And the median was 2.83.

PHS:CSB's Price-to-Operating-Cash-Flow is not ranked *
in the Banks industry.
Industry Median: 8.285
* Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.

Citystatevings Bank's Cash Flow from Operations per share for the three months ended in Jun. 2026 was ₱-5.53. Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was ₱-1.37.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Citystatevings Bank was -419.60% per year.

During the past 13 years, Citystatevings Bank's highest 3-Year average Operating Cash Flow per Share Growth Rate was 43.60% per year. The lowest was -62.60% per year. And the median was -8.60% per year.

Citystatevings Bank Price-to-Operating-Cash-Flow Historical Data

* Premium members only.

The historical data trend for Citystatevings Bank's Price-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Price-to-Operating-Cash-Flow Chart

Citystatevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Operating-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 27.68 4.41 6.73

Citystatevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Price-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.21 3.11 6.73 2.87 0.00

PHS:CSB vs USB, PNC: Price-to-Operating-Cash-Flow Comparison

For the Banks - Regional subindustry, Citystatevings Bank's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citystatevings Bank Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Citystatevings Bank's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Citystatevings Bank's Price-to-Operating-Cash-Flow falls into.


PHS:CSB
43GF Score
Citystate Savings Bank Inc PHS:CSB
Price-to-Operating-Cash-Flow is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citystatevings Bank Price-to-Operating-Cash-Flow Calculation

Citystatevings Bank's Price-to-Operating-Cash-Flow ratio for today is calculated as

Price-to-Operating-Cash-Flow Ratio=Share Price/Cash Flow from Operations per share (TTM)
=13.02/-1.368
=

Citystatevings Bank's Share Price of today is ₱13.02.
Citystatevings Bank's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-1.37.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Cash Flow from Operations per share is calculated as Cash Flow from Operations divided by Shares Outstanding (Diluted Average).

It can also be calculated from the numbers for the whole company:

Price-to-Operating-Cash-Flow Ratio=Market Cap/Cash Flow from Operations

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.02 is trading 87.9% above its estimated GF Value™ of ₱6.93. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Price-to-Operating-Cash-Flow:
  • GF Value™: ₱6.93 vs. price of ₱13.02 (87.9% above fair value)
  • GF Score™: 43/100 with 2 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
43GF Score

Get the complete analysis for PHS:CSB

Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.02
Price
₱6.93
GF Value