Citystatevings Bank (PHS:CSB) Cyclically Adjusted Revenue per Share: ₱3.43 (As of Mar. 2026)


PHS:CSB Citystate Savings Bank Inc PHS:CSB
35 GF Score
Price ₱14.50
GF Value ₱6.84
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Citystatevings Bank Cyclically Adjusted Revenue per Share?

Citystatevings Bank PHS:CSB 35 Cyclically Adjusted Revenue per Share is ₱3.43 as of Mar. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 35/100 and a GF Value™ of ₱6.84 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Citystatevings Bank's adjusted revenue per share for the three months ended in Mar. 2026 was ₱0.665. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₱3.43 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Citystatevings Bank's average Cyclically Adjusted Revenue Growth Rate was -4.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -2.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -0.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Citystatevings Bank was 1.70% per year. The lowest was -2.30% per year. And the median was 0.20% per year.

As of today (2026-07-11), Citystatevings Bank's current stock price is ₱14.50. Citystatevings Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₱3.43. Citystatevings Bank's Cyclically Adjusted PS Ratio of today is 4.23.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citystatevings Bank was 4.92. The lowest was 1.44. And the median was 2.27.


Citystatevings Bank  (PHS:CSB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citystatevings Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=14.50/3.43
=4.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citystatevings Bank was 4.92. The lowest was 1.44. And the median was 2.27.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Citystatevings Bank Cyclically Adjusted Revenue per Share Related Terms


Citystatevings Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Citystatevings Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Cyclically Adjusted Revenue per Share Chart

Citystatevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 3.72 3.55 3.52 3.47

Citystatevings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 3.60 3.61 3.47 3.43

PHS:CSB vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Citystatevings Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citystatevings Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citystatevings Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citystatevings Bank's Cyclically Adjusted PS Ratio falls into.


PHS:CSB
35GF Score
Citystate Savings Bank Inc PHS:CSB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citystatevings Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citystatevings Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.665/330.2130*330.2130
=0.665

Current CPI (Mar. 2026) = 330.2130.

Citystatevings Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.785 241.018 1.076
201609 0.846 241.428 1.157
201612 0.633 241.432 0.866
201703 0.774 243.801 1.048
201706 1.099 244.955 1.482
201709 0.921 246.819 1.232
201712 0.819 246.524 1.097
201803 1.165 249.554 1.542
201806 1.133 251.989 1.485
201809 0.945 252.439 1.236
201812 0.625 251.233 0.821
201903 0.554 254.202 0.720
201906 0.526 256.143 0.678
201909 0.626 256.759 0.805
201912 1.032 256.974 1.326
202003 0.598 258.115 0.765
202006 0.516 257.797 0.661
202009 0.834 260.280 1.058
202012 0.690 260.474 0.875
202103 0.456 264.877 0.568
202106 0.732 271.696 0.890
202109 0.764 274.310 0.920
202112 0.453 278.802 0.537
202203 0.577 287.504 0.663
202206 0.487 296.311 0.543
202209 0.535 296.808 0.595
202212 0.709 296.797 0.789
202303 0.619 301.836 0.677
202306 0.479 305.109 0.518
202309 0.853 307.789 0.915
202312 0.373 306.746 0.402
202403 0.668 312.332 0.706
202406 0.634 314.175 0.666
202409 0.690 315.301 0.723
202412 0.793 315.605 0.830
202503 1.454 319.799 1.501
202506 0.724 322.561 0.741
202509 0.785 324.800 0.798
202512 -0.275 324.054 -0.280
202603 0.665 330.213 0.665

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₱3.43 mean?
Citystatevings Bank (PHS:CSB) has a Cyclically Adjusted Revenue per Share of ₱3.43 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citystatevings Bank and its competitors.
Is Citystatevings Bank's Cyclically Adjusted Revenue per Share too high?
Citystatevings Bank's current Cyclically Adjusted Revenue per Share is ₱3.43. Overall, Citystatevings Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Citystatevings Bank's Cyclically Adjusted Revenue per Share of ₱3.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Cyclically Adjusted Revenue per Share is ₱3.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.84, compared to a current price of ₱14.50 — trading 112% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₱3.43. Citystatevings Bank's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Cyclically Adjusted Revenue per Share is ₱3.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱14.50 is trading 112% above its estimated GF Value™ of ₱6.84. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Cyclically Adjusted Revenue per Share: ₱3.43
  • GF Value™: ₱6.84 vs. price of ₱14.50 (112% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
35GF Score

Get the complete analysis for PHS:CSB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.50
Price
₱6.84
GF Value