Philippine National Bank (PHS:PNB) Gross Loan: ₱0 Mil (As of Jun. 2026)

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PHS:PNB Philippine National Bank PHS:PNB
70 GF Score
Price ₱63.00
GF Value ₱35.45
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Philippine National Bank Gross Loan?

Philippine National Bank PHS:PNB -3.08% 70 Gross Loan is ₱0 Mil as of Jun. 2026. GuruFocus rates PHS:PNB with a GF Score™ of 70/100 and a GF Value™ of ₱35.45 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Philippine National Bank's Gross Loan for the quarter that ended in Jun. 2026 was ₱0 Mil.

Philippine National Bank Gross Loan Related Terms

Philippine National Bank Gross Loan Historical Data

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The historical data trend for Philippine National Bank's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine National Bank Gross Loan Chart

Philippine National Bank Annual Data
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Philippine National Bank Quarterly Data
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PHS:PNB
70GF Score
Philippine National Bank PHS:PNB
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine National Bank Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of ₱0 Mil mean?
Philippine National Bank (PHS:PNB) has a Gross Loan of ₱0 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Philippine National Bank and its competitors.
Is Philippine National Bank's Gross Loan too high?
Philippine National Bank's current Gross Loan is ₱0 Mil. Overall, Philippine National Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine National Bank's Gross Loan compare to competitors?
Philippine National Bank's Gross Loan of ₱0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Philippine National Bank and its competitors. Philippine National Bank's current Gross Loan is ₱0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine National Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine National Bank (PHS:PNB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱35.45, compared to a current price of ₱63.00 — trading 77.7% above its estimated fair value. The current Gross Loan is ₱0 Mil. Philippine National Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Philippine National Bank (PHS:PNB), the current Gross Loan is ₱0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱63.00 is trading 77.7% above its estimated GF Value™ of ₱35.45. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • Gross Loan: ₱0 Mil
  • GF Value™: ₱35.45 vs. price of ₱63.00 (77.7% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
70GF Score

Get the complete analysis for PHS:PNB

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱63.00
Price
₱35.45
GF Value