Philippine National Bank (PHS:PNB) YoY EPS Growth: 28.40% (As of Jun. 2026)

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PHS:PNB Philippine National Bank PHS:PNB
70 GF Score
Price ₱77.00
GF Value ₱35.61
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Philippine National Bank YoY EPS Growth?

Philippine National Bank PHS:PNB +2.74% 70 YoY EPS Growth is 28.40% as of Jun. 2026. GuruFocus rates PHS:PNB with a GF Score™ of 70/100 and a GF Value™ of ₱35.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Philippine National Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was 28.40%.

Philippine National Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₱5.38.

Philippine National Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Philippine National Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine National Bank YoY EPS Growth Chart

Philippine National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,112.28 -63.53 55.82 17.15 19.93

Philippine National Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.92 26.13 12.00 4.53 28.40
PHS:PNB
70GF Score
Philippine National Bank PHS:PNB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine National Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Philippine National Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(16.55-13.8)/ | 13.8 |
=19.93 %

Philippine National Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(5.38-4.19)/ | 4.19 |
=28.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 28.40% mean?
Philippine National Bank (PHS:PNB) has a YoY EPS Growth of 28.40% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Philippine National Bank and its competitors.
Is Philippine National Bank's YoY EPS Growth too high?
Philippine National Bank's current YoY EPS Growth is 28.40%. Overall, Philippine National Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine National Bank's YoY EPS Growth compare to competitors?
Philippine National Bank's YoY EPS Growth of 28.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Philippine National Bank and its competitors. Philippine National Bank's current YoY EPS Growth is 28.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine National Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine National Bank (PHS:PNB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱35.61, compared to a current price of ₱77.00 — trading 116.2% above its estimated fair value. The current YoY EPS Growth is 28.40%. Philippine National Bank's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Philippine National Bank (PHS:PNB), the current YoY EPS Growth is 28.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱77.00 is trading 116.2% above its estimated GF Value™ of ₱35.61. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • YoY EPS Growth: 28.40%
  • GF Value™: ₱35.61 vs. price of ₱77.00 (116.2% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
70GF Score

Get the complete analysis for PHS:PNB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱77.00
Price
₱35.61
GF Value