Philippine National Bank (PHS:PNB) Short-Term Debt: ₱0 Mil (As of Mar. 2026)

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PHS:PNB Philippine National Bank PHS:PNB
73 GF Score
Price ₱62.60
GF Value ₱32.09
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Philippine National Bank Short-Term Debt?

Philippine National Bank PHS:PNB +0.97% 73 Short-Term Debt is ₱0 Mil as of Mar. 2026. GuruFocus rates PHS:PNB with a GF Score™ of 73/100 and a GF Value™ of ₱32.09 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Philippine National Bank's Short-Term Debt for the quarter that ended in Mar. 2026 was ₱0 Mil.

Philippine National Bank Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Philippine National Bank Short-Term Debt Related Terms

Philippine National Bank Short-Term Debt Historical Data

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The historical data trend for Philippine National Bank's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine National Bank Short-Term Debt Chart

Philippine National Bank Annual Data
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Philippine National Bank Quarterly Data
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PHS:PNB
73GF Score
Philippine National Bank PHS:PNB
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of ₱0 Mil mean?
Philippine National Bank (PHS:PNB) has a Short-Term Debt of ₱0 Mil as of Mar. 2026.
Is Philippine National Bank's Short-Term Debt too high?
Philippine National Bank's current Short-Term Debt is ₱0 Mil. Overall, Philippine National Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine National Bank's Short-Term Debt compare to competitors?
Philippine National Bank's Short-Term Debt of ₱0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Philippine National Bank's current Short-Term Debt is ₱0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine National Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine National Bank (PHS:PNB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱32.09, compared to a current price of ₱62.60 — trading 95.1% above its estimated fair value. The current Short-Term Debt is ₱0 Mil. Philippine National Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Philippine National Bank (PHS:PNB), the current Short-Term Debt is ₱0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱62.60 is trading 95.1% above its estimated GF Value™ of ₱32.09. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • Short-Term Debt: ₱0 Mil
  • GF Value™: ₱32.09 vs. price of ₱62.60 (95.1% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
73GF Score

Get the complete analysis for PHS:PNB

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱62.60
Price
₱32.09
GF Value