Philippine National Bank (PHS:PNB) Total Deposits: ₱1,011,064 Mil (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PNB Philippine National Bank PHS:PNB
73 GF Score
Price ₱62.60
GF Value ₱32.09
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Philippine National Bank Total Deposits?

Philippine National Bank PHS:PNB +0.97% 73 Total Deposits is ₱1,011,064 Mil as of Mar. 2026. GuruFocus rates PHS:PNB with a GF Score™ of 73/100 and a GF Value™ of ₱32.09 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Philippine National Bank's annual total deposits increased from Dec. 2023 (₱929,494 Mil) to Dec. 2024 (₱973,827 Mil) and increased from Dec. 2024 (₱973,827 Mil) to Dec. 2025 (₱1,062,667 Mil).

Philippine National Bank Total Deposits Historical Data

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The historical data trend for Philippine National Bank's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine National Bank Total Deposits Chart

Philippine National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 896,015.73 871,819.82 929,493.62 973,826.74 1,062,667.14

Philippine National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 989,684.15 1,004,934.99 950,922.58 1,062,667.14 1,011,063.62
PHS:PNB
73GF Score
Philippine National Bank PHS:PNB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine National Bank Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of ₱1,011,064 Mil mean?
Philippine National Bank (PHS:PNB) has a Total Deposits of ₱1,011,064 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Philippine National Bank and its competitors.
Is Philippine National Bank's Total Deposits too high?
Philippine National Bank's current Total Deposits is ₱1,011,064 Mil. Overall, Philippine National Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine National Bank's Total Deposits compare to competitors?
Philippine National Bank's Total Deposits of ₱1,011,064 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Philippine National Bank and its competitors. Philippine National Bank's current Total Deposits is ₱1,011,064 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine National Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine National Bank (PHS:PNB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱32.09, compared to a current price of ₱62.60 — trading 95.1% above its estimated fair value. The current Total Deposits is ₱1,011,064 Mil. Philippine National Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Philippine National Bank (PHS:PNB), the current Total Deposits is ₱1,011,064 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱62.60 is trading 95.1% above its estimated GF Value™ of ₱32.09. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • Total Deposits: ₱1,011,064 Mil
  • GF Value™: ₱32.09 vs. price of ₱62.60 (95.1% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
73GF Score

Get the complete analysis for PHS:PNB

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱62.60
Price
₱32.09
GF Value