Philippine National Bank (PHS:PNB) Tariff Resilience Score: 0/10 (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PNB Philippine National Bank PHS:PNB
73 GF Score
Price ₱62.60
GF Value ₱32.09
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Philippine National Bank Tariff Resilience Score?

Philippine National Bank has the Tariff Resilience Score of 0, which implies that the company might have .

Philippine National Bank has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Philippine National Bank might have .

Philippine National Bank  (PHS:PNB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Philippine National Bank Tariff Resilience Score Related Terms

PHS:PNB
73GF Score
Philippine National Bank PHS:PNB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱62.60 is trading 95.1% above its estimated GF Value™ of ₱32.09. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • Tariff Resilience Score: 0
  • GF Value™: ₱32.09 vs. price of ₱62.60 (95.1% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
73GF Score

Get the complete analysis for PHS:PNB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱62.60
Price
₱32.09
GF Value