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Philippine National BankPHS:PNB +0.97%73 Dividend Yield % is 2.66% as of Aug. 04, 2026, which is 6% below its 10-year median of 2.84. GuruFocus rates PHS:PNB with a GF Score™ of 73/100 and a GF Value™ of ₱32.09 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,252 Banks companies, Philippine National Bank ranks worse than 57.35% on this metric.
As of today (2026-08-04), the Trailing Annual Dividend Yield of Philippine National Bank is 2.66%.
The historical rank and industry rank for Philippine National Bank's Dividend Yield % or its related term are showing as below:
PHS:PNB'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.64 Med: 2.84 Max: 2.95
Current: 2.66
During the past 13 years, the highest Dividend Yield of Philippine National Bank was 2.95%. The lowest was 2.64%. And the median was 2.84%.
PHS:PNB's Dividend Yield % is ranked worse than 57.35% of 1252
companies
in the Banks industry
Industry Median: 2.97
vs PHS:PNB: 2.66
Philippine National Bank (PHS:PNB) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine National Bank Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Philippine National Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine National Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine National Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Philippine National Bank's Dividend Yield % falls into.
Philippine National Bank Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Philippine National Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PHP 1.650000
2026-03-12
2026-03-13
2026-03-27
Cash Dividend
semi-annually
PHP:PHP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine National Bank (PHS:PNB) has a Dividend Yield % of 2.66% as of Aug. 04, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Philippine National Bank and its competitors. This is near median its historical median of 2.84. Over the past decade, Philippine National Bank's Dividend Yield % has ranged from 2.64 to 2.95. According to the industry distribution chart, Philippine National Bank ranks #718 out of 1252 companies in the Banks industry, placing it in the top 57.3%.
Is Philippine National Bank's Dividend Yield % too high?
Philippine National Bank's current Dividend Yield % of 2.66% is near median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 2.95. The Banks industry median Dividend Yield % is 2.97. Philippine National Bank's value of 2.66% is 10.4% below this industry median. Based on the distribution chart, Philippine National Bank ranks #718 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Philippine National Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine National Bank's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Philippine National Bank ranks #718 out of 1252 companies for Dividend Yield %. This places Philippine National Bank in the lower half of its industry. The industry median Dividend Yield % is 2.97. Philippine National Bank's value of 2.66% is 10.4% below this benchmark. Historically, Philippine National Bank's own Dividend Yield % has ranged from 2.64 to 2.95 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 2.97, Philippine National Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine National Bank's current Dividend Yield % of 2.66% is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Philippine National Bank and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine National Bank's current Dividend Yield % is 2.66%, which is near median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine National Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine National Bank (PHS:PNB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱32.09, compared to a current price of ₱62.60 — trading 95.1% above its estimated fair value. The current Dividend Yield % is 2.66%, which is near median its 10-year median of 2.84 and 10.4% below the Banks industry median of 2.97. Philippine National Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Philippine National Bank (PHS:PNB), the current Dividend Yield % is 2.66% as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine National Bank (PHS:PNB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued.
The current stock price of ₱62.60 is trading 95.1% above its estimated GF Value™ of ₱32.09.
GuruFocus considers Philippine National Bank to be Significantly Overvalued.
Key valuation signals for PHS:PNB:
Dividend Yield %: 2.66% (near median its 10-year median of 2.84)
GF Value™: ₱32.09 vs. price of ₱62.60 (95.1% above fair value)
Industry Position: 10.4% below the Banks median (#718 of 1252)
No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
73GF Score
Get the complete analysis for PHS:PNB
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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