Philippine National Bank (PHS:PNB) Dividend Payout Ratio: (As of Jun. 2026)

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PHS:PNB Philippine National Bank PHS:PNB
71 GF Score
Price ₱76.00
GF Value ₱35.69
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Philippine National Bank Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Philippine National Bank's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for Philippine National Bank's Dividend Payout Ratio or its related term are showing as below:

PHS:PNB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.1
Current: 0.1

During the past 13 years, the highest Dividend Payout Ratio of Philippine National Bank was 0.10. The lowest was 0.00. And the median was 0.00.

PHS:PNB's Dividend Payout Ratio is ranked better than
93.8% of 1162 companies
in the Banks industry
Industry Median: 0.32 vs PHS:PNB: 0.10

As of today (2026-09-19), the Dividend Yield % of Philippine National Bank is 4.34%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Philippine National Bank was 4.34%. The lowest was 2.10%. And the median was 2.80%.

Philippine National Bank's Dividends per Share for the months ended in Jun. 2026 was ₱.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Philippine National Bank (PHS:PNB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Philippine National Bank Dividend Payout Ratio Related Terms

Philippine National Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Philippine National Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine National Bank Dividend Payout Ratio Chart

Philippine National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.20

Philippine National Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.00 0.36

Philippine National Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Philippine National Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine National Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine National Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Philippine National Bank's Dividend Payout Ratio falls into.


PHS:PNB
71GF Score
Philippine National Bank PHS:PNB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine National Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Philippine National Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=3.3/ 16.859
=0.20

Philippine National Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 5.445
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Philippine National Bank (PHS:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine National Bank stock appears to be overvalued. The current stock price of ₱76.00 is trading 112.9% above its estimated GF Value™ of ₱35.69. GuruFocus considers Philippine National Bank to be Significantly Overvalued.

Key valuation signals for PHS:PNB:

  • Dividend Payout Ratio:
  • GF Value™: ₱35.69 vs. price of ₱76.00 (112.9% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the PHS:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine National Bank Business Description

Address President Diosdado P. Macapagal Boulevard, PNB Financial Center, Metro Manila, Pasay, PHL, 1300
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
71GF Score

Get the complete analysis for PHS:PNB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱76.00
Price
₱35.69
GF Value