USMT (US Metro Bancorp) Gross Loan: $1,332.38 Mil (As of Jun. 2026)

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USMT US Metro Bancorp USMT
68 GF Score
Price $6.00
GF Value $6.24
Valuation Fairly Valued
! 3 Warning Signs
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What is US Metro Bancorp Gross Loan?

US Metro Bancorp USMT 68 Gross Loan is $1,332.38 Mil as of Jun. 2026. GuruFocus rates USMT with a GF Score™ of 68/100 and a GF Value™ of $6.24 (Fairly Valued). The stock has 3 warning signs investors should review.

US Metro Bancorp's Gross Loan for the quarter that ended in Jun. 2026 was $1,332.38 Mil.

US Metro Bancorp's quarterly Gross Loan increased from Dec. 2025 ($1,290.35 Mil) to Mar. 2026 ($1,302.96 Mil) and increased from Mar. 2026 ($1,302.96 Mil) to Jun. 2026 ($1,332.38 Mil).

US Metro Bancorp's annual Gross Loan increased from Dec. 2023 ($1,031.18 Mil) to Dec. 2024 ($1,187.04 Mil) and increased from Dec. 2024 ($1,187.04 Mil) to Dec. 2025 ($1,290.35 Mil).

US Metro Bancorp Gross Loan Related Terms

US Metro Bancorp Gross Loan Historical Data

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The historical data trend for US Metro Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

US Metro Bancorp Gross Loan Chart

US Metro Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial 781.34 940.02 1,031.18 1,187.04 1,290.35

US Metro Bancorp Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,229.57 1,269.74 1,290.35 1,302.96 1,332.38
USMT
68GF Score
US Metro Bancorp USMT
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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US Metro Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $1,332.38 Mil mean?
US Metro Bancorp (USMT) has a Gross Loan of $1,332.38 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on US Metro Bancorp and its competitors.
Is US Metro Bancorp's Gross Loan too high?
US Metro Bancorp's current Gross Loan is $1,332.38 Mil. Overall, US Metro Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's Gross Loan compare to CYVF and FTFI?
US Metro Bancorp's Gross Loan of $1,332.38 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on US Metro Bancorp and its competitors. US Metro Bancorp's current Gross Loan is $1,332.38 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $6.24, compared to a current price of $6.00 — trading 3.8% below its estimated fair value. The current Gross Loan is $1,332.38 Mil. US Metro Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current Gross Loan is $1,332.38 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is US Metro Bancorp (USMT) Overvalued in 2026?

Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24. GuruFocus considers US Metro Bancorp to be Fairly Valued.

Key valuation signals for USMT:

  • Gross Loan: $1,332.38 Mil
  • GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

US Metro Bancorp Business Description

Address 9866 Garden Grove Boulevard, Garden Grove, CA, USA, 92844
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score

Get the complete analysis for USMT

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.24
GF Value