Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
US Metro BancorpUSMT 68 Dividend Yield % is 2.33% as of Aug. 26, 2026, which is 23% below its 10-year median of 3.04. GuruFocus rates USMT with a GF Score™ of 68/100 and a GF Value™ of $6.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,246 Banks companies, US Metro Bancorp ranks worse than 65.57% on this metric.
As of today (2026-08-26), the Trailing Annual Dividend Yield of US Metro Bancorp is 2.33%.
Warning Sign:
US Metro Bancorp stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for US Metro Bancorp's Dividend Yield % or its related term are showing as below:
USMT'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.03 Med: 3.04 Max: 4.52
Current: 2.33
During the past 8 years, the highest Dividend Yield of US Metro Bancorp was 4.52%. The lowest was 1.03%. And the median was 3.04%.
USMT's Dividend Yield % is ranked worse than 65.57% of 1246
companies
in the Banks industry
Industry Median: 3.03
vs USMT: 2.33
During the past 12 months, US Metro Bancorp's average Dividends Per Share Growth Rate was 16.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 6.30% per year.
During the past 8 years, the highest 3-Year average Dividends Per Share Growth Rate of US Metro Bancorp was 33.90% per year. The lowest was 6.30% per year. And the median was 20.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
US Metro Bancorp (OTCPK:USMT) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for US Metro Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USMT vs CYVF, FTFI, ORBN: Dividend Yield % Comparison
For the Banks - Regional subindustry, US Metro Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Metro Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, US Metro Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where US Metro Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
US Metro Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.040000
2026-06-10
2026-06-10
2026-06-24
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.040000
2026-03-10
2026-03-10
2026-03-25
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.030000
2025-12-02
2025-12-02
2025-12-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.030000
2025-09-09
2025-09-09
2025-09-23
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
US Metro Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
US Metro Bancorp (USMT) has a Dividend Yield % of 2.33% as of Aug. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on US Metro Bancorp and its competitors. This is 23% below median its historical median of 3.04. Over the past decade, US Metro Bancorp's Dividend Yield % has ranged from 1.03 to 4.52. According to the industry distribution chart, US Metro Bancorp ranks #817 out of 1246 companies in the Banks industry, placing it in the top 65.6%.
Is US Metro Bancorp's Dividend Yield % too high?
US Metro Bancorp's current Dividend Yield % of 2.33% is 23% below median its 10-year median of 3.04. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 4.52. The Banks industry median Dividend Yield % is 3.03. US Metro Bancorp's value of 2.33% is 23.1% below this industry median. Based on the distribution chart, US Metro Bancorp ranks #817 out of 1246 companies in the Banks industry, which is below the industry midpoint. Overall, US Metro Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's Dividend Yield % compare to CYVF and FTFI?
According to the Banks industry distribution chart, US Metro Bancorp ranks #817 out of 1246 companies for Dividend Yield %. This places US Metro Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.03. US Metro Bancorp's value of 2.33% is 23.1% below this benchmark. Historically, US Metro Bancorp's own Dividend Yield % has ranged from 1.03 to 4.52 over the past decade. While the company's 10-year median is 3.04 vs. the industry median of 3.03, US Metro Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. US Metro Bancorp's current Dividend Yield % of 2.33% is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on US Metro Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Metro Bancorp's current Dividend Yield % is 2.33%, which is 23% below median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $6.24, compared to a current price of $6.00 — trading 3.8% below its estimated fair value. The current Dividend Yield % is 2.33%, which is 23% below median its 10-year median of 3.04 and 23.1% below the Banks industry median of 3.03. US Metro Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current Dividend Yield % is 2.33% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Metro Bancorp (USMT) Overvalued in 2026?
Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued.
The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24.
GuruFocus considers US Metro Bancorp to be Fairly Valued.
Key valuation signals for USMT:
Dividend Yield %: 2.33% (23% below median its 10-year median of 3.04)
GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
Industry Position: 23.1% below the Banks median (#817 of 1246)
No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score
Get the complete analysis for USMT
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
USMT has been successfully added to your 
