The historical rank and industry rank for US Metro Bancorp's FCF Margin % or its related term are showing as below:
USMT'
s FCF Margin % Range Over the Past 10 Years
Min: -4.51 Med: 27.61 Max: 53.05
Current: -3.97
During the past 8 years, the highest FCF Margin % of US Metro Bancorp was 53.05%. The lowest was -4.51%. And the median was 27.61%.
USMT's FCF Margin % is ranked worse than 75.48% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs USMT: -3.97
US Metro Bancorp FCF Margin % Related Terms
US Metro Bancorp FCF Margin % Historical Data
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The historical data trend for US Metro Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, US Metro Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Metro Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, US Metro Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where US Metro Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
US Metro Bancorp (USMT) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on US Metro Bancorp and its competitors. According to the industry distribution chart, US Metro Bancorp ranks #1136 out of 1505 companies in the Banks industry, placing it in the top 75.5%.
Is US Metro Bancorp's FCF Margin % too high?
US Metro Bancorp's current FCF Margin % is 0.00%. Based on the distribution chart, US Metro Bancorp ranks #1136 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, US Metro Bancorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's FCF Margin % compare to SEBC and SSBI?
According to the Banks industry distribution chart, US Metro Bancorp ranks #1136 out of 1505 companies for FCF Margin %. This places US Metro Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on US Metro Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Metro Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $5.45, compared to a current price of $5.71 — trading 4.8% above its estimated fair value. The current FCF Margin % is 0.00%. US Metro Bancorp's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Metro Bancorp (USMT) Overvalued in 2026?
Based on GuruFocus' analysis, US Metro Bancorp stock appears to be overvalued.
The current stock price of $5.71 is trading 4.8% above its estimated GF Value™ of $5.45.
GuruFocus considers US Metro Bancorp to be Fairly Valued.
Key valuation signals for USMT:
FCF Margin %: 0.00%
GF Value™: $5.45 vs. price of $5.71 (4.8% above fair value)
No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
66GF Score
Get the complete analysis for USMT
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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