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US Metro BancorpUSMT 68 12-1 Month Momentum % is 27.59% as of Aug. 26, 2026. GuruFocus rates USMT with a GF Score™ of 68/100 and a GF Value™ of $6.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,590 Banks companies, US Metro Bancorp ranks better than 63.14% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-26), US Metro Bancorp's 12-1 Month Momentum % is 27.59%.
The industry rank for US Metro Bancorp's 12-1 Month Momentum % or its related term are showing as below:
USMT's 12-1 Month Momentum % is ranked better than 63.14% of 1590
companies
in the Banks industry
Industry Median: 17.2
vs USMT: 27.59
US Metro Bancorp (OTCPK:USMT) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
US Metro Bancorp 12-1 Month Momentum % Related Terms
USMT vs CYVF, FTFI, ORBN: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, US Metro Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Metro Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, US Metro Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where US Metro Bancorp's 12-1 Month Momentum % falls into.
US Metro Bancorp (OTCPK:USMT) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
US Metro Bancorp (USMT) has a 12-1 Month Momentum % of 27.59% as of Aug. 26, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on US Metro Bancorp and its competitors. According to the industry distribution chart, US Metro Bancorp ranks #586 out of 1590 companies in the Banks industry, placing it in the top 36.9%.
Is US Metro Bancorp's 12-1 Month Momentum % too high?
US Metro Bancorp's current 12-1 Month Momentum % is 27.59%. The Banks industry median 12-1 Month Momentum % is 17.20. US Metro Bancorp's value of 27.59% is 60.4% above this industry median. Based on the distribution chart, US Metro Bancorp ranks #586 out of 1590 companies in the Banks industry, which is above the industry midpoint. Overall, US Metro Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's 12-1 Month Momentum % compare to CYVF and FTFI?
According to the Banks industry distribution chart, US Metro Bancorp ranks #586 out of 1590 companies for 12-1 Month Momentum %. This puts US Metro Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 17.20. US Metro Bancorp's value of 27.59% is 60.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 17.20, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. US Metro Bancorp's current 12-1 Month Momentum % of 27.59% is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on US Metro Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Metro Bancorp's current 12-1 Month Momentum % is 27.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $6.24, compared to a current price of $6.00 — trading 3.8% below its estimated fair value. The current 12-1 Month Momentum % is 27.59% and 60.4% above the Banks industry median of 17.20. US Metro Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current 12-1 Month Momentum % is 27.59% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Metro Bancorp (USMT) Overvalued in 2026?
Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued.
The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24.
GuruFocus considers US Metro Bancorp to be Fairly Valued.
Key valuation signals for USMT:
12-1 Month Momentum %: 27.59%
GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
Industry Position: 60.4% above the Banks median (#586 of 1590)
No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score
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