USMT (US Metro Bancorp) Profitability Rank: 5 (As of Jun. 2026) — 25% Above Median

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USMT US Metro Bancorp USMT
68 GF Score
Price $6.00
GF Value $6.24
Valuation Fairly Valued
! 3 Warning Signs
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What is US Metro Bancorp Profitability Rank?

US Metro Bancorp USMT 68 Profitability Rank is 5 as of Jun. 2026, which is 25% above its 10-year median of 4.00. GuruFocus rates USMT with a GF Score™ of 68/100 and a GF Value™ of $6.24 (Fairly Valued). The stock has 3 warning signs investors should review.

US Metro Bancorp has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

US Metro Bancorp's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, US Metro Bancorp's Piotroski F-Score is 4.


US Metro Bancorp Profitability Rank Related Terms


USMT vs CYVF, FTFI, ORBN: Profitability Rank Comparison

For the Banks - Regional subindustry, US Metro Bancorp's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


US Metro Bancorp Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, US Metro Bancorp's Profitability Rank distribution charts can be found below:

* The bar in red indicates where US Metro Bancorp's Profitability Rank falls into.


USMT
68GF Score
US Metro Bancorp USMT
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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US Metro Bancorp Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

US Metro Bancorp has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

US Metro Bancorp's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 19.77
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

US Metro Bancorp has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
US Metro Bancorp (USMT) has a Profitability Rank of 5 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on US Metro Bancorp and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, US Metro Bancorp's Profitability Rank has ranged from 1.00 to 5.00.
Is US Metro Bancorp's Profitability Rank too high?
US Metro Bancorp's current Profitability Rank of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, US Metro Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's Profitability Rank compare to CYVF and FTFI?
US Metro Bancorp's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, US Metro Bancorp's own Profitability Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on US Metro Bancorp and its competitors. US Metro Bancorp's current Profitability Rank is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $6.24, compared to a current price of $6.00 — trading 3.8% below its estimated fair value. The current Profitability Rank is 5, which is 25% above median its 10-year median of 4.00. US Metro Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current Profitability Rank is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is US Metro Bancorp (USMT) Overvalued in 2026?

Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24. GuruFocus considers US Metro Bancorp to be Fairly Valued.

Key valuation signals for USMT:

  • Profitability Rank: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


US Metro Bancorp Business Description

Address 9866 Garden Grove Boulevard, Garden Grove, CA, USA, 92844
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score

Get the complete analysis for USMT

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.24
GF Value