USMT (US Metro Bancorp) OCF Yield %: -1.46 (As of Aug. 26, 2026)

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USMT US Metro Bancorp USMT
68 GF Score
Price $6.00
GF Value $6.24
Valuation Fairly Valued
! 3 Warning Signs
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What is US Metro Bancorp OCF Yield %?

US Metro Bancorp USMT 68 OCF Yield % is -1.46 as of Aug. 26, 2026. GuruFocus rates USMT with a GF Score™ of 68/100 and a GF Value™ of $6.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,491 Banks companies, US Metro Bancorp ranks worse than 76.46% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, US Metro Bancorp's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $100.75 Mil. Therefore, US Metro Bancorp's OCF Yield % for today is -1.46%.

The historical rank and industry rank for US Metro Bancorp's OCF Yield % or its related term are showing as below:

USMT' s OCF Yield % Range Over the Past 10 Years
Min: -1.46   Med: 0   Max: -1.46
Current: -1.46


During the past 8 years, the highest OCF Yield % of US Metro Bancorp was -1.46%. The lowest was -1.46%. And the median was %.

USMT's OCF Yield % is ranked worse than
76.46% of 1491 companies
in the Banks industry
Industry Median: 9.24 vs USMT: -1.46

US Metro Bancorp's OCF Margin % for the quarter that ended in Jun. 2026 was %.


US Metro Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


US Metro Bancorp OCF Yield % Related Terms


US Metro Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for US Metro Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

US Metro Bancorp OCF Yield % Chart

US Metro Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 28.58 36.33 27.22 14.30 -1.72

US Metro Bancorp Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

USMT vs CYVF, FTFI, ORBN: OCF Yield % Comparison

For the Banks - Regional subindustry, US Metro Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


US Metro Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, US Metro Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where US Metro Bancorp's OCF Yield % falls into.


USMT
68GF Score
US Metro Bancorp USMT
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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US Metro Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

US Metro Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-1.471 / 85.59815
=-1.72%

US Metro Bancorp's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 96.554
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -1.46 mean?
US Metro Bancorp (USMT) has a OCF Yield % of -1.46 as of Aug. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on US Metro Bancorp and its competitors. According to the industry distribution chart, US Metro Bancorp ranks #1140 out of 1491 companies in the Banks industry, placing it in the top 76.5%.
Is US Metro Bancorp's OCF Yield % too high?
US Metro Bancorp's current OCF Yield % is -1.46. Based on the distribution chart, US Metro Bancorp ranks #1140 out of 1491 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, US Metro Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does US Metro Bancorp's OCF Yield % compare to CYVF and FTFI?
According to the Banks industry distribution chart, US Metro Bancorp ranks #1140 out of 1491 companies for OCF Yield %. This places US Metro Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on US Metro Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Metro Bancorp's current OCF Yield % is -1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Metro Bancorp stock overvalued right now?
Based on GuruFocus' analysis, US Metro Bancorp (USMT) is currently considered Fairly Valued. The stock's GF Value™ is $6.24, compared to a current price of $6.00 — trading 3.8% below its estimated fair value. The current OCF Yield % is -1.46. US Metro Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For US Metro Bancorp (USMT), the current OCF Yield % is -1.46 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is US Metro Bancorp (USMT) Overvalued in 2026?

Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24. GuruFocus considers US Metro Bancorp to be Fairly Valued.

Key valuation signals for USMT:

  • OCF Yield %: -1.46
  • GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


US Metro Bancorp Business Description

Address 9866 Garden Grove Boulevard, Garden Grove, CA, USA, 92844
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.24
GF Value