USMT (US Metro Bancorp) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


USMT US Metro Bancorp USMT
65 GF Score
Price $5.71
GF Value $5.45
Valuation Fairly Valued
! 2 Warning Signs
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What is US Metro Bancorp Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

US Metro Bancorp's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

USMT vs SEBC, SSBI, STBK: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, US Metro Bancorp's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

US Metro Bancorp Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, US Metro Bancorp's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where US Metro Bancorp's Margin of Safety % (DCF FCF Based) falls into.


USMT
65GF Score
US Metro Bancorp USMT
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is US Metro Bancorp (USMT) Overvalued in 2026?

Based on GuruFocus' analysis, US Metro Bancorp stock appears to be overvalued. The current stock price of $5.71 is trading 4.8% above its estimated GF Value™ of $5.45. GuruFocus considers US Metro Bancorp to be Fairly Valued.

Key valuation signals for USMT:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $5.45 vs. price of $5.71 (4.8% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

US Metro Bancorp Business Description

Address 9866 Garden Grove Boulevard, Garden Grove, CA, USA, 92844
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
65GF Score

Get the complete analysis for USMT

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.71
Price
$5.45
GF Value