AIBRF (AIB Group) Net Loan: $81,245 Mil (As of Dec. 2025)


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.72
GF Value $7.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Net Loan?

AIB Group AIBRF 69 Net Loan is $81,245 Mil as of Dec. 2025. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.10 (Significantly Overvalued). The stock has 7 warning signs investors should review.

AIB Group's quarterly net loan increased from Dec. 2024 ($71,594 Mil) to Jun. 2025 ($79,225 Mil) and increased from Jun. 2025 ($79,225 Mil) to Dec. 2025 ($81,245 Mil).

AIB Group's annual net loan increased from Dec. 2023 ($69,802 Mil) to Dec. 2024 ($79,225 Mil) and increased from Dec. 2024 ($79,225 Mil) to Dec. 2025 ($81,245 Mil).

AIB Group Net Loan Historical Data

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The historical data trend for AIB Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Net Loan Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 62,924.29 62,639.83 69,801.53 71,593.72 81,244.73

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69,801.53 71,007.54 71,593.72 79,224.91 81,244.73
AIBRF
69GF Score
AIB Group PLC AIBRF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $81,245 Mil mean?
AIB Group (AIBRF) has a Net Loan of $81,245 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on AIB Group and its competitors.
Is AIB Group's Net Loan too high?
AIB Group's current Net Loan is $81,245 Mil. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Net Loan compare to PNC and USB?
AIB Group's Net Loan of $81,245 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on AIB Group and its competitors. AIB Group's current Net Loan is $81,245 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.10, compared to a current price of $11.72 — trading 65.1% above its estimated fair value. The current Net Loan is $81,245 Mil. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For AIB Group (AIBRF), the current Net Loan is $81,245 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.72 is trading 65.1% above its estimated GF Value™ of $7.10. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Net Loan: $81,245 Mil
  • GF Value™: $7.10 vs. price of $11.72 (65.1% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.72
Price
$7.10
GF Value