AIBRF (AIB Group) FCF Yield %: 37.44 (As of Jun. 26, 2026) — 104% Above Median


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.91
GF Value $7.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group FCF Yield %?

AIB Group AIBRF +2.36% 69 FCF Yield % is 37.44 as of Jun. 26, 2026, which is 104% above its 10-year median of 18.31. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, AIB Group ranks better than 84.64% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, AIB Group's Trailing 12-Month Free Cash Flow is $9,609 Mil, and Market Cap is $25,391 Mil. Therefore, AIB Group's FCF Yield % for today is 37.44%.

The historical rank and industry rank for AIB Group's FCF Yield % or its related term are showing as below:

AIBRF' s FCF Yield % Range Over the Past 10 Years
Min: -48.87   Med: 18.31   Max: 404.72
Current: 37.44


During the past 13 years, the highest FCF Yield % of AIB Group was 404.72%. The lowest was -48.87%. And the median was 18.31%.

AIBRF's FCF Yield % is ranked better than
84.64% of 1504 companies
in the Banks industry
Industry Median: 8.24 vs AIBRF: 37.44

AIB Group's FCF Margin % for the quarter that ended in Dec. 2025 was 181.12%.


AIB Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


AIB Group FCF Yield % Related Terms


AIB Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for AIB Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group FCF Yield % Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 238.78 -49.17 -10.74 24.11 42.95

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.63 13.64 35.61 53.28 42.96

AIBRF vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, AIB Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIB Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, AIB Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where AIB Group's FCF Yield % falls into.


AIBRF
69GF Score
AIB Group PLC AIBRF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

AIB Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=9681.498 / 22542.89185
=42.95%

AIB Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=4841.92 * 2 / 22542.89185
=42.96%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 37.44 mean?
AIB Group (AIBRF) has a FCF Yield % of 37.44 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AIB Group and its competitors. This is 104% above median its historical median of 18.31. According to the industry distribution chart, AIB Group ranks #231 out of 1504 companies in the Banks industry, placing it in the top 15.4%.
Is AIB Group's FCF Yield % too high?
AIB Group's current FCF Yield % of 37.44 is 104% above median its 10-year median of 18.31. The Banks industry median FCF Yield % is 8.24. AIB Group's value of 37.44 is 354.4% above this industry median. Based on the distribution chart, AIB Group ranks #231 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, AIB Group ranks #231 out of 1504 companies for FCF Yield %. This places AIB Group in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.24. AIB Group's value of 37.44 is 354.4% above this benchmark. While the company's 10-year median is 18.31 vs. the industry median of 8.24, AIB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIB Group's current FCF Yield % of 37.44 is 354.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AIB Group and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current FCF Yield % is 37.44, which is 104% above median its own 10-year median of 18.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.15, compared to a current price of $11.91 — trading 66.6% above its estimated fair value. The current FCF Yield % is 37.44, which is 104% above median its 10-year median of 18.31 and 354.4% above the Banks industry median of 8.24. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AIB Group (AIBRF), the current FCF Yield % is 37.44 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.91 is trading 66.6% above its estimated GF Value™ of $7.15. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • FCF Yield %: 37.44 (104% above median its 10-year median of 18.31)
  • GF Value™: $7.15 vs. price of $11.91 (66.6% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 354.4% above the Banks median (#231 of 1504)

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.91
Price
$7.15
GF Value