AIBRF (AIB Group) Selling, General, & Admin. Expense: $850 Mil (TTM As of Dec. 2025)


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.72
GF Value $7.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Selling, General, & Admin. Expense?

AIB Group AIBRF 69 Selling, General, & Admin. Expense is $850 Mil as of Dec. 2025. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.10 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. AIB Group's selling, general, & admin. expense for the six months ended in Dec. 2025 was $438 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $850 Mil.


AIB Group  (OTCPK:AIBRF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


AIB Group Selling, General, & Admin. Expense Related Terms


AIB Group Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for AIB Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Selling, General, & Admin. Expense Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 589.83 712.92 742.64 751.83 855.97

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 340.24 361.68 400.00 411.77 437.94

AIBRF vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, AIB Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIB Group Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, AIB Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where AIB Group's Selling, General, & Admin. Expense falls into.


AIBRF
69GF Score
AIB Group PLC AIBRF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $850 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $850 Mil mean?
AIB Group (AIBRF) has a Selling, General, & Admin. Expense of $850 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AIB Group and its competitors.
Is AIB Group's Selling, General, & Admin. Expense too high?
AIB Group's current Selling, General, & Admin. Expense is $850 Mil. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Selling, General, & Admin. Expense compare to PNC and USB?
AIB Group's Selling, General, & Admin. Expense of $850 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AIB Group and its competitors. AIB Group's current Selling, General, & Admin. Expense is $850 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.10, compared to a current price of $11.72 — trading 65.1% above its estimated fair value. The current Selling, General, & Admin. Expense is $850 Mil. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For AIB Group (AIBRF), the current Selling, General, & Admin. Expense is $850 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.72 is trading 65.1% above its estimated GF Value™ of $7.10. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Selling, General, & Admin. Expense: $850 Mil
  • GF Value™: $7.10 vs. price of $11.72 (65.1% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.72
Price
$7.10
GF Value