AIBRF (AIB Group) Enterprise Value: $-9,257 Mil (As of Jun. 26, 2026) ***


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.91
GF Value $7.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Enterprise Value?

AIB Group AIBRF +2.36% 69 Enterprise Value is $-9,257 Mil as of Jun. 26, 2026. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.15 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, AIB Group's Enterprise Value is $-9,257 Mil. AIB Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $5,240 Mil. Therefore, AIB Group's EV-to-Revenue ratio for today is -1.77.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, AIB Group's Enterprise Value is $-9,257 Mil. AIB Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $9,999 Mil. Therefore, AIB Group's EV-to-OCF ratio for today is -0.93.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, AIB Group's Enterprise Value is $-9,257 Mil. AIB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9,609 Mil. Therefore, AIB Group's EV-to-FCF ratio for today is -0.96.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


AIB Group  (OTCPK:AIBRF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

AIB Group's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-9257.473/5239.623
=-1.77

AIB Group's current Enterprise Value is $-9,257 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIB Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $5,240 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

AIB Group's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-9257.473/9998.852
=-0.93

AIB Group's current Enterprise Value is $-9,257 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIB Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $9,999 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

AIB Group's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-9257.473/9608.933
=-0.96

AIB Group's current Enterprise Value is $-9,257 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9,609 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AIB Group Enterprise Value Related Terms


AIB Group Enterprise Value Historical Data

* Premium members only.

The historical data trend for AIB Group's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Enterprise Value Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33,416.58 -21,163.20 -18,704.64 -14,508.04 -12,505.12

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -18,704.64 -14,418.97 -14,508.04 -11,231.45 -12,505.12

AIBRF vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, AIB Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIB Group Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, AIB Group's Enterprise Value distribution charts can be found below:

* The bar in red indicates where AIB Group's Enterprise Value falls into.


AIBRF
69GF Score
AIB Group PLC AIBRF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

AIB Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

AIB Group's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $-9,257 Mil mean?
AIB Group (AIBRF) has a Enterprise Value of $-9,257 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AIB Group and its competitors.
Is AIB Group's Enterprise Value too high?
AIB Group's current Enterprise Value is $-9,257 Mil. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Enterprise Value compare to PNC and USB?
AIB Group's Enterprise Value of $-9,257 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AIB Group and its competitors. AIB Group's current Enterprise Value is $-9,257 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.15, compared to a current price of $11.91 — trading 66.6% above its estimated fair value. The current Enterprise Value is $-9,257 Mil. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For AIB Group (AIBRF), the current Enterprise Value is $-9,257 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.91 is trading 66.6% above its estimated GF Value™ of $7.15. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Enterprise Value: $-9,257 Mil
  • GF Value™: $7.15 vs. price of $11.91 (66.6% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

Get the complete analysis for AIBRF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.91
Price
$7.15
GF Value