AIBRF (AIB Group) Dividend Payout Ratio: 0.25 (As of Dec. 2025) — Near Median


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.50
GF Value $7.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Dividend Payout Ratio?

AIB Group AIBRF -3.44% 69 Dividend Payout Ratio is 0.25 as of Dec. 2025, which is 9% above its 10-year median of 0.23. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,168 Banks companies, AIB Group ranks worse than 79.97% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AIB Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.25.

The historical rank and industry rank for AIB Group's Dividend Payout Ratio or its related term are showing as below:

AIBRF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.23   Max: 0.63
Current: 0.53

During the past 13 years, the highest Dividend Payout Ratio of AIB Group was 0.63. The lowest was 0.08. And the median was 0.23.

AIBRF's Dividend Payout Ratio is ranked worse than
79.97% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs AIBRF: 0.53

As of today (2026-06-26), the Dividend Yield % of AIB Group is 5.96%.

During the past 13 years, the highest Trailing Annual Dividend Yield of AIB Group was 21.37%. The lowest was 1.05%. And the median was 2.04%.

AIB Group's Dividends per Share for the months ended in Dec. 2025 was $0.14.

During the past 12 months, AIB Group's average Dividends Per Share Growth Rate was 85.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 122.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AIB Group was 122.10% per year. The lowest was -35.80% per year. And the median was 10.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

AIB Group (OTCPK:AIBRF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

AIB Group Dividend Payout Ratio Related Terms

AIB Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for AIB Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Dividend Payout Ratio Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.13 0.08 0.28 0.53

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.54 0.00 0.83 0.25

AIBRF vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, AIB Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AIB Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AIB Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where AIB Group's Dividend Payout Ratio falls into.


AIBRF
69GF Score
AIB Group PLC AIBRF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

AIB Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.577/ 1.1
=0.52

AIB Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.144/ 0.568
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.25 mean?
AIB Group (AIBRF) has a Dividend Payout Ratio of 0.25 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AIB Group and its competitors. This is near median its historical median of 0.23. Over the past decade, AIB Group's Dividend Payout Ratio has ranged from 0.08 to 0.63. According to the industry distribution chart, AIB Group ranks #934 out of 1168 companies in the Banks industry, placing it in the top 80%.
Is AIB Group's Dividend Payout Ratio too high?
AIB Group's current Dividend Payout Ratio of 0.25 is near median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.63. The Banks industry median Dividend Payout Ratio is 0.32. AIB Group's value of 0.25 is 21.9% below this industry median. Based on the distribution chart, AIB Group ranks #934 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, AIB Group ranks #934 out of 1168 companies for Dividend Payout Ratio. This places AIB Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. AIB Group's value of 0.25 is 21.9% below this benchmark. Historically, AIB Group's own Dividend Payout Ratio has ranged from 0.08 to 0.63 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.32, AIB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIB Group's current Dividend Payout Ratio of 0.25 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AIB Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current Dividend Payout Ratio is 0.25, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.15, compared to a current price of $11.50 — trading 60.8% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is near median its 10-year median of 0.23 and 21.9% below the Banks industry median of 0.32. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AIB Group (AIBRF), the current Dividend Payout Ratio is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.50 is trading 60.8% above its estimated GF Value™ of $7.15. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Dividend Payout Ratio: 0.25 (near median its 10-year median of 0.23)
  • GF Value™: $7.15 vs. price of $11.50 (60.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 21.9% below the Banks median (#934 of 1168)

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.50
Price
$7.15
GF Value