AIB GroupAIBRF -0.99%69 5-Year Yield-on-Cost % is 5.93 as of Jul. 07, 2026, which is 184% above its 10-year median of 2.09. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.11 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,255 Banks companies, AIB Group ranks better than 70.12% on this metric.
AIB Group's yield on cost for the quarter that ended in Dec. 2025 was 5.93.
The historical rank and industry rank for AIB Group's 5-Year Yield-on-Cost % or its related term are showing as below:
AIBRF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.05 Med: 2.09 Max: 21.37
Current: 5.93
During the past 13 years, AIB Group's highest Yield on Cost was 21.37. The lowest was 1.05. And the median was 2.09.
AIBRF's 5-Year Yield-on-Cost % is ranked better than 70.12% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs AIBRF: 5.93
AIB Group (OTCPK:AIBRF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
AIB Group 5-Year Yield-on-Cost % Related Terms
AIBRF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, AIB Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIB Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, AIB Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where AIB Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of AIB Group is calculated as
AIB Group (AIBRF) has a 5-Year Yield-on-Cost % of 5.93 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIB Group and its competitors. This is 184% above median its historical median of 2.09. Over the past decade, AIB Group's 5-Year Yield-on-Cost % has ranged from 1.05 to 21.37. According to the industry distribution chart, AIB Group ranks #375 out of 1255 companies in the Banks industry, placing it in the top 29.9%.
Is AIB Group's 5-Year Yield-on-Cost % too high?
AIB Group's current 5-Year Yield-on-Cost % of 5.93 is 184% above median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 21.37. The Banks industry median 5-Year Yield-on-Cost % is 3.90. AIB Group's value of 5.93 is 52.1% above this industry median. Based on the distribution chart, AIB Group ranks #375 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, AIB Group ranks #375 out of 1255 companies for 5-Year Yield-on-Cost %. This puts AIB Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. AIB Group's value of 5.93 is 52.1% above this benchmark. Historically, AIB Group's own 5-Year Yield-on-Cost % has ranged from 1.05 to 21.37 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 3.90, AIB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIB Group's current 5-Year Yield-on-Cost % of 5.93 is 52.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIB Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current 5-Year Yield-on-Cost % is 5.93, which is 184% above median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.11, compared to a current price of $11.56 — trading 62.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.93, which is 184% above median its 10-year median of 2.09 and 52.1% above the Banks industry median of 3.90. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For AIB Group (AIBRF), the current 5-Year Yield-on-Cost % is 5.93 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIB Group (AIBRF) Overvalued in 2026?
Based on GuruFocus' analysis, AIB Group stock appears to be overvalued.
The current stock price of $11.56 is trading 62.6% above its estimated GF Value™ of $7.11.
GuruFocus considers AIB Group to be Significantly Overvalued.
Key valuation signals for AIBRF:
5-Year Yield-on-Cost %: 5.93 (184% above median its 10-year median of 2.09)
GF Value™: $7.11 vs. price of $11.56 (62.6% above fair value)
Industry Position: 52.1% above the Banks median (#375 of 1255)
No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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