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AIB GroupAIBRF +5.60%67 3-Year EPS without NRI Growth Rate is 37.30% as of Jun. 2026, which is 97% above its 10-year median of 18.90. GuruFocus rates AIBRF with a GF Score™ of 67/100 and a GF Value™ of $7.25 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,405 Banks companies, AIB Group ranks better than 90.18% on this metric.
During the past 12 months, AIB Group's average EPS without NRI Growth Rate was 7.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 37.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of AIB Group was 164.30% per year. The lowest was -32.50% per year. And the median was 18.90% per year.
AIB Group (OTCPK:AIBRF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
AIB Group 3-Year EPS without NRI Growth Rate Related Terms
AIBRF vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, AIB Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIB Group 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, AIB Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where AIB Group's 3-Year EPS without NRI Growth Rate falls into.
AIB Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 37.30% mean?
AIB Group (AIBRF) has a 3-Year EPS without NRI Growth Rate of 37.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AIB Group and its competitors. This is 97% above median its historical median of 18.90. According to the industry distribution chart, AIB Group ranks #138 out of 1405 companies in the Banks industry, placing it in the top 9.8%.
Is AIB Group's 3-Year EPS without NRI Growth Rate too high?
AIB Group's current 3-Year EPS without NRI Growth Rate of 37.30% is 97% above median its 10-year median of 18.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. AIB Group's value of 37.30% is 397.3% above this industry median. Based on the distribution chart, AIB Group ranks #138 out of 1405 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AIB Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, AIB Group ranks #138 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places AIB Group in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. AIB Group's value of 37.30% is 397.3% above this benchmark. While the company's 10-year median is 18.90 vs. the industry median of 7.50, AIB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIB Group's current 3-Year EPS without NRI Growth Rate of 37.30% is 397.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AIB Group and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current 3-Year EPS without NRI Growth Rate is 37.30%, which is 97% above median its own 10-year median of 18.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.25, compared to a current price of $13.12 — trading 81% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 37.30%, which is 97% above median its 10-year median of 18.90 and 397.3% above the Banks industry median of 7.50. AIB Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For AIB Group (AIBRF), the current 3-Year EPS without NRI Growth Rate is 37.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIB Group (AIBRF) Overvalued in 2026?
Based on GuruFocus' analysis, AIB Group stock appears to be overvalued.
The current stock price of $13.12 is trading 81% above its estimated GF Value™ of $7.25.
GuruFocus considers AIB Group to be Significantly Overvalued.
Key valuation signals for AIBRF:
3-Year EPS without NRI Growth Rate: 37.30% (97% above median its 10-year median of 18.90)
GF Value™: $7.25 vs. price of $13.12 (81% above fair value)
Industry Position: 397.3% above the Banks median (#138 of 1405)
No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
67GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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