AIBRF (AIB Group) Interest Expense: $-1,372 Mil (TTM As of Dec. 2025)


AIBRF AIB Group PLC AIBRF
69 GF Score
Price $11.50
GF Value $6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Interest Expense?

AIB Group AIBRF -3.44% 69 Interest Expense is $-1,372 Mil as of Dec. 2025. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. AIB Group's interest expense for the six months ended in Dec. 2025 was $ -651 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-1,372 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. AIB Group's Operating Income for the six months ended in Dec. 2025 was $ Mil. AIB Group's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AIB Group Interest Expense Historical Data

* Premium members only.

The historical data trend for AIB Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Interest Expense Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -327.68 -441.74 -876.77 -1,305.76 -1,382.90

AIB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -520.17 -648.01 -675.39 -720.88 -651.05
AIBRF
69GF Score
AIB Group PLC AIBRF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-1,372 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-1,372 Mil mean?
AIB Group (AIBRF) has a Interest Expense of $-1,372 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on AIB Group and its competitors.
Is AIB Group's Interest Expense too high?
AIB Group's current Interest Expense is $-1,372 Mil. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Interest Expense compare to PNC and USB?
AIB Group's Interest Expense of $-1,372 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on AIB Group and its competitors. AIB Group's current Interest Expense is $-1,372 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.91, compared to a current price of $11.50 — trading 66.4% above its estimated fair value. The current Interest Expense is $-1,372 Mil. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For AIB Group (AIBRF), the current Interest Expense is $-1,372 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $11.50 is trading 66.4% above its estimated GF Value™ of $6.91. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Interest Expense: $-1,372 Mil
  • GF Value™: $6.91 vs. price of $11.50 (66.4% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.50
Price
$6.91
GF Value