AIBRF (AIB Group) Pre-Tax Income: $2,803 Mil (TTM As of Jun. 2026)

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AIBRF AIB Group PLC AIBRF
65 GF Score
Price $12.33
GF Value $7.25
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIB Group Pre-Tax Income?

AIB Group AIBRF -2.34% 65 Pre-Tax Income is $2,803 Mil as of Jun. 2026. GuruFocus rates AIBRF with a GF Score™ of 65/100 and a GF Value™ of $7.25 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. AIB Group's pretax income for the six months ended in Jun. 2026 was $1,245 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $2,803 Mil. AIB Group's pretax margin was 47.37%.

During the past 13 years, AIB Group's highest Pretax Margin was 63.91%. The lowest was -39.23%. And the median was 43.46%.


AIB Group  (OTCPK:AIBRF) Pre-Tax Income Explanation

AIB Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1245.392/2629.032
=47.37%

During the past 13 years, AIB Group's highest Pretax Margin was 63.91%. The lowest was -39.23%. And the median was 43.46%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AIB Group Pre-Tax Income Related Terms


AIB Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for AIB Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIB Group Pre-Tax Income Chart

AIB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 710.73 932.20 2,610.69 2,829.32 2,809.13

AIB Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,391.82 1,475.39 1,232.99 1,557.38 1,245.39

AIBRF vs USB, PNC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, AIB Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIB Group Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, AIB Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where AIB Group's Pre-Tax Income falls into.


AIBRF
65GF Score
AIB Group PLC AIBRF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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AIB Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

AIB Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+2809.133
=2,809

AIB Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1245.392
=1,245

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $2,803 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $2,803 Mil mean?
AIB Group (AIBRF) has a Pre-Tax Income of $2,803 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on AIB Group and its competitors.
Is AIB Group's Pre-Tax Income too high?
AIB Group's current Pre-Tax Income is $2,803 Mil. Overall, AIB Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's Pre-Tax Income compare to USB and PNC?
AIB Group's Pre-Tax Income of $2,803 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on AIB Group and its competitors. AIB Group's current Pre-Tax Income is $2,803 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.25, compared to a current price of $12.33 — trading 70.1% above its estimated fair value. The current Pre-Tax Income is $2,803 Mil. AIB Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For AIB Group (AIBRF), the current Pre-Tax Income is $2,803 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIB Group (AIBRF) Overvalued in 2026?

Based on GuruFocus' analysis, AIB Group stock appears to be overvalued. The current stock price of $12.33 is trading 70.1% above its estimated GF Value™ of $7.25. GuruFocus considers AIB Group to be Significantly Overvalued.

Key valuation signals for AIBRF:

  • Pre-Tax Income: $2,803 Mil
  • GF Value™: $7.25 vs. price of $12.33 (70.1% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIB Group Business Description

Address 10 Molesworth Street, Dublin, IRL, D02 R126
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
65GF Score

Get the complete analysis for AIBRF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.33
Price
$7.25
GF Value