CLST (Catalyst Bancorp) Net Loan: $161.38 Mil (As of Mar. 2026)


CLST Catalyst Bancorp Inc CLST
66 GF Score
Price $16.51
GF Value $19.10
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Catalyst Bancorp Net Loan?

Catalyst Bancorp CLST 66 Net Loan is $161.38 Mil as of Mar. 2026. GuruFocus rates CLST with a GF Score™ of 66/100 and a GF Value™ of $19.10 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Catalyst Bancorp's quarterly net loan increased from Sep. 2025 ($162.37 Mil) to Dec. 2025 ($167.84 Mil) but then declined from Dec. 2025 ($167.84 Mil) to Mar. 2026 ($161.38 Mil).

Catalyst Bancorp's annual net loan increased from Dec. 2023 ($142.80 Mil) to Dec. 2024 ($167.84 Mil) and increased from Dec. 2024 ($167.84 Mil) to Dec. 2025 ($161.38 Mil).

Catalyst Bancorp Net Loan Historical Data

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The historical data trend for Catalyst Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Catalyst Bancorp Net Loan Chart

Catalyst Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 129.83 131.80 142.80 164.55 167.84

Catalyst Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.58 165.14 162.37 167.84 161.38
CLST
66GF Score
Catalyst Bancorp Inc CLST
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Catalyst Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $161.38 Mil mean?
Catalyst Bancorp (CLST) has a Net Loan of $161.38 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Catalyst Bancorp and its competitors.
Is Catalyst Bancorp's Net Loan too high?
Catalyst Bancorp's current Net Loan is $161.38 Mil. Overall, Catalyst Bancorp has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's Net Loan compare to LSFG and SMAL?
Catalyst Bancorp's Net Loan of $161.38 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Catalyst Bancorp and its competitors. Catalyst Bancorp's current Net Loan is $161.38 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.10, compared to a current price of $16.51 — trading 13.6% below its estimated fair value. The current Net Loan is $161.38 Mil. Catalyst Bancorp's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current Net Loan is $161.38 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Catalyst Bancorp (CLST) Overvalued in 2026?

Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued. The current stock price of $16.51 is trading 13.6% below its estimated GF Value™ of $19.10. GuruFocus considers Catalyst Bancorp to be Modestly Undervalued.

Key valuation signals for CLST:

  • Net Loan: $161.38 Mil
  • GF Value™: $19.10 vs. price of $16.51 (13.6% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Catalyst Bancorp Business Description

Address 235 N. Court Street, Opelousas, LA, USA, 70570
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
66GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.51
Price
$19.10
GF Value