Catalyst BancorpCLST +0.06%71 PE Ratio (TTM) is 30.11 as of Jul. 01, 2026, which is 40% below its 10-year median of 50.38. GuruFocus rates CLST with a GF Score™ of 71/100 and a GF Value™ of $19.04 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,445 Banks companies, Catalyst Bancorp ranks worse than 92.94% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-01), Catalyst Bancorp's share price is
$16.56.
Catalyst Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.55. Therefore, Catalyst Bancorp's PE Ratio (TTM) for today is 30.11.
Warning Sign:
Catalyst Bancorp Inc stock PE Ratio (=30.09) is close to 2-year high of 30.91.
The historical rank and industry rank for Catalyst Bancorp's PE Ratio (TTM) or its related term are showing as below:
CLST'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 19.82 Med: 50.38 Max: 569.13
Current: 30.11
During the past 7 years, the highest PE Ratio (TTM) of Catalyst Bancorp was 569.13. The lowest was 19.82. And the median was 50.38.
CLST's PE Ratio (TTM) is ranked worse than 92.94% of 1445
companies
in the Banks industry
Industry Median: 11.73
vs CLST: 30.11
During the past 12 months, Catalyst Bancorp's average EPS without NRIGrowth Rate was 6.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 119.40% per year.
During the past 7 years, Catalyst Bancorp's highest 3-Year average EPS without NRI Growth Rate was 119.40% per year. The lowest was -40.50% per year. And the median was 48.00% per year.
Catalyst Bancorp's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.16.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.56.
Catalyst Bancorp (NAS:CLST) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Catalyst Bancorp PE Ratio (TTM) Related Terms
Catalyst Bancorp PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Catalyst Bancorp's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CLST vs LSFG, SMAL, ORBN: PE Ratio (TTM) Comparison
For the Banks - Regional subindustry, Catalyst Bancorp's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Catalyst Bancorp PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Catalyst Bancorp's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Catalyst Bancorp's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Catalyst Bancorp's Share Price of today is $16.56.
Catalyst Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.55.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Catalyst Bancorp (CLST) has a PE Ratio (TTM) of 30.11 as of Jul. 01, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Catalyst Bancorp and its competitors. This is 40% below median its historical median of 50.38. Over the past decade, Catalyst Bancorp's PE Ratio (TTM) has ranged from 19.82 to 569.13. According to the industry distribution chart, Catalyst Bancorp ranks #1343 out of 1445 companies in the Banks industry, placing it in the top 92.9%.
Is Catalyst Bancorp's PE Ratio (TTM) too high?
Catalyst Bancorp's current PE Ratio (TTM) of 30.11 is 40% below median its 10-year median of 50.38. Over the past 10 years, this metric has ranged from a low of 19.82 to a high of 569.13. The Banks industry median PE Ratio (TTM) is 11.73. Catalyst Bancorp's value of 30.11 is 156.7% above this industry median. Based on the distribution chart, Catalyst Bancorp ranks #1343 out of 1445 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Catalyst Bancorp has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's PE Ratio (TTM) compare to LSFG and SMAL?
According to the Banks industry distribution chart, Catalyst Bancorp ranks #1343 out of 1445 companies for PE Ratio (TTM). This places Catalyst Bancorp in the lower half of its industry. The industry median PE Ratio (TTM) is 11.73. Catalyst Bancorp's value of 30.11 is 156.7% above this benchmark. Historically, Catalyst Bancorp's own PE Ratio (TTM) has ranged from 19.82 to 569.13 over the past decade. While the company's 10-year median is 50.38 vs. the industry median of 11.73, Catalyst Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.73, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Catalyst Bancorp's current PE Ratio (TTM) of 30.11 is 156.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Catalyst Bancorp and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Catalyst Bancorp's current PE Ratio (TTM) is 30.11, which is 40% below median its own 10-year median of 50.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.04, compared to a current price of $16.56 — trading 13% below its estimated fair value. The current PE Ratio (TTM) is 30.11, which is 40% below median its 10-year median of 50.38 and 156.7% above the Banks industry median of 11.73. Catalyst Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current PE Ratio (TTM) is 30.11 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Catalyst Bancorp (CLST) Overvalued in 2026?
Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued.
The current stock price of $16.56 is trading 13% below its estimated GF Value™ of $19.04.
GuruFocus considers Catalyst Bancorp to be Modestly Undervalued.
Key valuation signals for CLST:
PE Ratio (TTM): 30.11 (40% below median its 10-year median of 50.38)
GF Value™: $19.04 vs. price of $16.56 (13% below fair value)
Industry Position: 156.7% above the Banks median (#1343 of 1445)
No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
71GF Score
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