Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Catalyst BancorpCLST -0.97%64 3-Year EPS without NRI Growth Rate is 119.40% as of Jun. 2026, which is 149% above its 10-year median of 48.00. GuruFocus rates CLST with a GF Score™ of 64/100 and a GF Value™ of $18.13 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,409 Banks companies, Catalyst Bancorp ranks better than 99.08% on this metric.
During the past 12 months, Catalyst Bancorp's average EPS without NRI Growth Rate was 5.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 119.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 7 years, the highest 3-Year average EPS without NRI Growth Rate of Catalyst Bancorp was 119.40% per year. The lowest was -40.50% per year. And the median was 48.00% per year.
Catalyst Bancorp (NAS:CLST) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Catalyst Bancorp 3-Year EPS without NRI Growth Rate Related Terms
CLST vs HFBL, SMAL, NSTS: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Catalyst Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Catalyst Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Catalyst Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Catalyst Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Catalyst Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 119.40% mean?
Catalyst Bancorp (CLST) has a 3-Year EPS without NRI Growth Rate of 119.40% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Catalyst Bancorp and its competitors. This is 149% above median its historical median of 48.00. According to the industry distribution chart, Catalyst Bancorp ranks #13 out of 1409 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is Catalyst Bancorp's 3-Year EPS without NRI Growth Rate too high?
Catalyst Bancorp's current 3-Year EPS without NRI Growth Rate of 119.40% is 149% above median its 10-year median of 48.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Catalyst Bancorp's value of 119.40% is 1492% above this industry median. Based on the distribution chart, Catalyst Bancorp ranks #13 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Catalyst Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's 3-Year EPS without NRI Growth Rate compare to HFBL and SMAL?
According to the Banks industry distribution chart, Catalyst Bancorp ranks #13 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Catalyst Bancorp in the top 1% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Catalyst Bancorp's value of 119.40% is 1492% above this benchmark. While the company's 10-year median is 48.00 vs. the industry median of 7.50, Catalyst Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Catalyst Bancorp's current 3-Year EPS without NRI Growth Rate of 119.40% is 1492% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Catalyst Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Catalyst Bancorp's current 3-Year EPS without NRI Growth Rate is 119.40%, which is 149% above median its own 10-year median of 48.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Fairly Valued. The stock's GF Value™ is $18.13, compared to a current price of $17.93 — trading 1.1% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 119.40%, which is 149% above median its 10-year median of 48.00 and 1492% above the Banks industry median of 7.50. Catalyst Bancorp's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current 3-Year EPS without NRI Growth Rate is 119.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Catalyst Bancorp (CLST) Overvalued in 2026?
Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued.
The current stock price of $17.93 is trading 1.1% below its estimated GF Value™ of $18.13.
GuruFocus considers Catalyst Bancorp to be Fairly Valued.
Key valuation signals for CLST:
3-Year EPS without NRI Growth Rate: 119.40% (149% above median its 10-year median of 48.00)
GF Value™: $18.13 vs. price of $17.93 (1.1% below fair value)
Industry Position: 1492% above the Banks median (#13 of 1409)
No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
64GF Score
Get the complete analysis for CLST
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CLST has been successfully added to your 
