Catalyst BancorpCLST +0.06%71 FCF Margin % is 22.68% as of Mar. 2026, which is 12% above its 10-year median of 20.30. GuruFocus rates CLST with a GF Score™ of 71/100 and a GF Value™ of $19.04 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,506 Banks companies, Catalyst Bancorp ranks better than 57.7% on this metric.
The historical rank and industry rank for Catalyst Bancorp's FCF Margin % or its related term are showing as below:
CLST'
s FCF Margin % Range Over the Past 10 Years
Min: -7.87 Med: 20.3 Max: 49.33
Current: 30.73
During the past 7 years, the highest FCF Margin % of Catalyst Bancorp was 49.33%. The lowest was -7.87%. And the median was 20.30%.
CLST's FCF Margin % is ranked better than 57.7% of 1506
companies
in the Banks industry
Industry Median: 26.355
vs CLST: 30.73
Catalyst Bancorp FCF Margin % Related Terms
Catalyst Bancorp FCF Margin % Historical Data
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The historical data trend for Catalyst Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Catalyst Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Catalyst Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Catalyst Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Catalyst Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Catalyst Bancorp (CLST) has a FCF Margin % of 22.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Catalyst Bancorp and its competitors. This is 12% above median its historical median of 20.30. According to the industry distribution chart, Catalyst Bancorp ranks #637 out of 1506 companies in the Banks industry, placing it in the top 42.3%.
Is Catalyst Bancorp's FCF Margin % too high?
Catalyst Bancorp's current FCF Margin % of 22.68% is 12% above median its 10-year median of 20.30. The Banks industry median FCF Margin % is 26.36. Catalyst Bancorp's value of 22.68% is 13.9% below this industry median. Based on the distribution chart, Catalyst Bancorp ranks #637 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Catalyst Bancorp has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's FCF Margin % compare to LSFG and SMAL?
According to the Banks industry distribution chart, Catalyst Bancorp ranks #637 out of 1506 companies for FCF Margin %. This puts Catalyst Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.36. Catalyst Bancorp's value of 22.68% is 13.9% below this benchmark. While the company's 10-year median is 20.30 vs. the industry median of 26.36, Catalyst Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Catalyst Bancorp's current FCF Margin % of 22.68% is 13.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Catalyst Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Catalyst Bancorp's current FCF Margin % is 22.68%, which is 12% above median its own 10-year median of 20.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.04, compared to a current price of $16.56 — trading 13% below its estimated fair value. The current FCF Margin % is 22.68%, which is 12% above median its 10-year median of 20.30 and 13.9% below the Banks industry median of 26.36. Catalyst Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current FCF Margin % is 22.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Catalyst Bancorp (CLST) Overvalued in 2026?
Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued.
The current stock price of $16.56 is trading 13% below its estimated GF Value™ of $19.04.
GuruFocus considers Catalyst Bancorp to be Modestly Undervalued.
Key valuation signals for CLST:
FCF Margin %: 22.68% (12% above median its 10-year median of 20.30)
GF Value™: $19.04 vs. price of $16.56 (13% below fair value)
Industry Position: 13.9% below the Banks median (#637 of 1506)
No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
71GF Score
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