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CLST (Catalyst Bancorp) Return-on-Tangible-Asset : 0.85% (As of Mar. 2025)


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What is Catalyst Bancorp Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Catalyst Bancorp's annualized Net Income for the quarter that ended in Mar. 2025 was $2.34 Mil. Catalyst Bancorp's average total tangible assets for the quarter that ended in Mar. 2025 was $274.17 Mil. Therefore, Catalyst Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 0.85%.

The historical rank and industry rank for Catalyst Bancorp's Return-on-Tangible-Asset or its related term are showing as below:

CLST' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.13   Med: 0.14   Max: 0.78
Current: 0.78

During the past 6 years, Catalyst Bancorp's highest Return-on-Tangible-Asset was 0.78%. The lowest was -1.13%. And the median was 0.14%.

CLST's Return-on-Tangible-Asset is ranked worse than
56.31% of 1586 companies
in the Banks industry
Industry Median: 0.89 vs CLST: 0.78

Catalyst Bancorp Return-on-Tangible-Asset Historical Data

The historical data trend for Catalyst Bancorp's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Catalyst Bancorp Return-on-Tangible-Asset Chart

Catalyst Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Asset
Get a 7-Day Free Trial -0.32 0.75 0.07 0.20 -1.13

Catalyst Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.78 0.73 0.62 0.90 0.85

Competitive Comparison of Catalyst Bancorp's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Catalyst Bancorp's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Catalyst Bancorp's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Catalyst Bancorp's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Catalyst Bancorp's Return-on-Tangible-Asset falls into.


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Catalyst Bancorp Return-on-Tangible-Asset Calculation

Catalyst Bancorp's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=-3.089/( (270.932+276.697)/ 2 )
=-3.089/273.8145
=-1.13 %

Catalyst Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=2.344/( (276.697+271.648)/ 2 )
=2.344/274.1725
=0.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Catalyst Bancorp  (NAS:CLST) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Catalyst Bancorp Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of Catalyst Bancorp's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Catalyst Bancorp Business Description

Traded in Other Exchanges
N/A
Address
235 N. Court Street, Opelousas, LA, USA, 70570
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It derives income principally from interest earned on loans and investment securities and, to a lesser extent, from fees received in connection with the origination of loans, service charges on deposit accounts, and other services.
Executives
Joseph B Zanco director, officer: President and CEO 200 WEST CONGRESS STREET, LAFAYETTE LA 70501
Kirk E. Kleiser director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Ted D. Bellard director, other: Secretary CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Bourque Jacques L.j. officer: Chief Financial Officer CATALYST BANCORP, INC., 235 NORTH COURT STREET, OPELOUSAS LA 70570
Jutta Codori officer: Chief Financial Officer CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Matthew L. Scruggins director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Amanda B. Quebedeaux officer: Director of Operations CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Simone S. Perry officer: Chief Credit Officer CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Craig C. Lebouef director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Frederick R. Lafleur director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Todd A. Kidder director, officer: Chairman of the Board CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570