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Catalyst BancorpCLST 64 EV-to-OCF is 12.06 as of Aug. 15, 2026, which is 37% above its 10-year median of 8.82. GuruFocus rates CLST with a GF Score™ of 64/100 and a GF Value™ of $19.48 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,496 Banks companies, Catalyst Bancorp ranks worse than 75.87% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Catalyst Bancorp's Enterprise Value is $42.47 Mil.
Catalyst Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $3.52 Mil. Therefore, Catalyst Bancorp's EV-to-OCF for today is 12.06.
The historical rank and industry rank for Catalyst Bancorp's EV-to-OCF or its related term are showing as below:
CLST'
s EV-to-OCF Range Over the Past 10 Years
Min: -22.4 Med: 8.82 Max: 63.38
Current: 12.06
During the past 7 years, the highest EV-to-OCF of Catalyst Bancorp was 63.38. The lowest was -22.40. And the median was 8.82.
CLST's EV-to-OCF is ranked worse than 75.87% of 1496
companies
in the Banks industry
Industry Median: 3.88
vs CLST: 12.06
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Catalyst Bancorp's PE Ratio (TTM) for today is calculated as:
Catalyst Bancorp's share price for today is $17.27.
Catalyst Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.550.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Catalyst Bancorp EV-to-OCF Related Terms
Catalyst Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Catalyst Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Catalyst Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Catalyst Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Catalyst Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Catalyst Bancorp's EV-to-OCF falls into.
Catalyst Bancorp's current Enterprise Value is $42.47 Mil.
Catalyst Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.52 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Catalyst Bancorp (CLST) has a EV-to-OCF of 12.06 as of Aug. 15, 2026. This is 37% above median its historical median of 8.82. According to the industry distribution chart, Catalyst Bancorp ranks #1135 out of 1496 companies in the Banks industry, placing it in the top 75.9%.
Is Catalyst Bancorp's EV-to-OCF too high?
Catalyst Bancorp's current EV-to-OCF of 12.06 is 37% above median its 10-year median of 8.82. The Banks industry median EV-to-OCF is 3.88. Catalyst Bancorp's value of 12.06 is 210.8% above this industry median. Based on the distribution chart, Catalyst Bancorp ranks #1135 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Catalyst Bancorp has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's EV-to-OCF compare to HFBL and SMAL?
According to the Banks industry distribution chart, Catalyst Bancorp ranks #1135 out of 1496 companies for EV-to-OCF. This places Catalyst Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.88. Catalyst Bancorp's value of 12.06 is 210.8% above this benchmark. While the company's 10-year median is 8.82 vs. the industry median of 3.88, Catalyst Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.88, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Catalyst Bancorp's current EV-to-OCF of 12.06 is 210.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Catalyst Bancorp's current EV-to-OCF is 12.06, which is 37% above median its own 10-year median of 8.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.48, compared to a current price of $17.27 — trading 11.3% below its estimated fair value. The current EV-to-OCF is 12.06, which is 37% above median its 10-year median of 8.82 and 210.8% above the Banks industry median of 3.88. Catalyst Bancorp's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current EV-to-OCF is 12.06 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Catalyst Bancorp (CLST) Overvalued in 2026?
Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued.
The current stock price of $17.27 is trading 11.3% below its estimated GF Value™ of $19.48.
GuruFocus considers Catalyst Bancorp to be Modestly Undervalued.
Key valuation signals for CLST:
EV-to-OCF: 12.06 (37% above median its 10-year median of 8.82)
GF Value™: $19.48 vs. price of $17.27 (11.3% below fair value)
Industry Position: 210.8% above the Banks median (#1135 of 1496)
No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
64GF Score
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