COSO (CoastalSouth Bancshares) Net Loan: $1,908.67 Mil (As of Jun. 2026)

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COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
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What is CoastalSouth Bancshares Net Loan?

CoastalSouth Bancshares COSO +0.55% 55 Net Loan is $1,908.67 Mil as of Jun. 2026. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review.

CoastalSouth Bancshares's quarterly net loan increased from Dec. 2025 ($1,769.51 Mil) to Mar. 2026 ($1,811.05 Mil) and increased from Mar. 2026 ($1,811.05 Mil) to Jun. 2026 ($1,908.67 Mil).

CoastalSouth Bancshares's annual net loan increased from Dec. 2023 ($1,485.09 Mil) to Dec. 2024 ($1,811.05 Mil) and increased from Dec. 2024 ($1,811.05 Mil) to Dec. 2025 ($1,908.67 Mil).

CoastalSouth Bancshares Net Loan Historical Data

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The historical data trend for CoastalSouth Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CoastalSouth Bancshares Net Loan Chart

CoastalSouth Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,011.42 1,330.74 1,485.09 1,566.36 1,769.51

CoastalSouth Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,718.80 1,766.54 1,769.51 1,811.05 1,908.67
COSO
55GF Score
CoastalSouth Bancshares Inc COSO
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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CoastalSouth Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,908.67 Mil mean?
CoastalSouth Bancshares (COSO) has a Net Loan of $1,908.67 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on CoastalSouth Bancshares and its competitors.
Is CoastalSouth Bancshares' Net Loan too high?
CoastalSouth Bancshares' current Net Loan is $1,908.67 Mil. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' Net Loan compare to CSHX and VLNT?
CoastalSouth Bancshares' Net Loan of $1,908.67 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on CoastalSouth Bancshares and its competitors. CoastalSouth Bancshares's current Net Loan is $1,908.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current Net Loan is $1,908.67 Mil. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current Net Loan is $1,908.67 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • Net Loan: $1,908.67 Mil
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value