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CoastalSouth BancsharesCOSO +0.55%55 5-Year Yield-on-Cost % is 0.55 as of Aug. 30, 2026, which is 175% above its 10-year median of 0.20. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,247 Banks companies, CoastalSouth Bancshares ranks worse than 96.55% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CoastalSouth Bancshares 5-Year Yield-on-Cost % Related Terms
COSO vs CSHX, VLNT, FVCB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, CoastalSouth Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CoastalSouth Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, CoastalSouth Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CoastalSouth Bancshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
CoastalSouth Bancshares (COSO) has a 5-Year Yield-on-Cost % of 0.55 as of Aug. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CoastalSouth Bancshares and its competitors. This is 175% above median its historical median of 0.20. Over the past decade, CoastalSouth Bancshares' 5-Year Yield-on-Cost % has ranged from 0.19 to 0.55. According to the industry distribution chart, CoastalSouth Bancshares ranks #1204 out of 1247 companies in the Banks industry, placing it in the top 96.6%.
Is CoastalSouth Bancshares' 5-Year Yield-on-Cost % too high?
CoastalSouth Bancshares' current 5-Year Yield-on-Cost % of 0.55 is 175% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.55. The Banks industry median 5-Year Yield-on-Cost % is 3.83. CoastalSouth Bancshares' value of 0.55 is 85.6% below this industry median. Based on the distribution chart, CoastalSouth Bancshares ranks #1204 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' 5-Year Yield-on-Cost % compare to CSHX and VLNT?
According to the Banks industry distribution chart, CoastalSouth Bancshares ranks #1204 out of 1247 companies for 5-Year Yield-on-Cost %. This places CoastalSouth Bancshares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. CoastalSouth Bancshares' value of 0.55 is 85.6% below this benchmark. Historically, CoastalSouth Bancshares' own 5-Year Yield-on-Cost % has ranged from 0.19 to 0.55 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 3.83, CoastalSouth Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CoastalSouth Bancshares's current 5-Year Yield-on-Cost % of 0.55 is 85.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CoastalSouth Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current 5-Year Yield-on-Cost % is 0.55, which is 175% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.55, which is 175% above median its 10-year median of 0.20 and 85.6% below the Banks industry median of 3.83. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current 5-Year Yield-on-Cost % is 0.55 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CoastalSouth Bancshares (COSO) Overvalued in 2026?
Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued.
The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52.
GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.
Key valuation signals for COSO:
5-Year Yield-on-Cost %: 0.55 (175% above median its 10-year median of 0.20)
GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
Industry Position: 85.6% below the Banks median (#1204 of 1247)
No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score
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