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CoastalSouth BancsharesCOSO +0.55%55 FCF Margin % is 41.80% as of Jun. 2026, which is 26% above its 10-year median of 33.05. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,496 Banks companies, CoastalSouth Bancshares ranks better than 82.35% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CoastalSouth Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CoastalSouth Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CoastalSouth Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CoastalSouth Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CoastalSouth Bancshares (COSO) has a FCF Margin % of 41.80% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CoastalSouth Bancshares and its competitors. This is 26% above median its historical median of 33.05. According to the industry distribution chart, CoastalSouth Bancshares ranks #264 out of 1496 companies in the Banks industry, placing it in the top 17.6%.
Is CoastalSouth Bancshares' FCF Margin % too high?
CoastalSouth Bancshares' current FCF Margin % of 41.80% is 26% above median its 10-year median of 33.05. The Banks industry median FCF Margin % is 27.31. CoastalSouth Bancshares' value of 41.80% is 53.1% above this industry median. Based on the distribution chart, CoastalSouth Bancshares ranks #264 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' FCF Margin % compare to CSHX and VLNT?
According to the Banks industry distribution chart, CoastalSouth Bancshares ranks #264 out of 1496 companies for FCF Margin %. This places CoastalSouth Bancshares in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.31. CoastalSouth Bancshares' value of 41.80% is 53.1% above this benchmark. While the company's 10-year median is 33.05 vs. the industry median of 27.31, CoastalSouth Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.31, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CoastalSouth Bancshares's current FCF Margin % of 41.80% is 53.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CoastalSouth Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 27.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current FCF Margin % is 41.80%, which is 26% above median its own 10-year median of 33.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current FCF Margin % is 41.80%, which is 26% above median its 10-year median of 33.05 and 53.1% above the Banks industry median of 27.31. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current FCF Margin % is 41.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CoastalSouth Bancshares (COSO) Overvalued in 2026?
Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued.
The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52.
GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.
Key valuation signals for COSO:
FCF Margin %: 41.80% (26% above median its 10-year median of 33.05)
GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
Industry Position: 53.1% above the Banks median (#264 of 1496)
No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score
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