COSO (CoastalSouth Bancshares) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is CoastalSouth Bancshares ROC %?

CoastalSouth Bancshares COSO +0.55% 55 ROC % is % as of Jun. 2026. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

COSO
55GF Score
CoastalSouth Bancshares Inc COSO
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
CoastalSouth Bancshares (COSO) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CoastalSouth Bancshares and its competitors.
Is CoastalSouth Bancshares' ROC % too high?
CoastalSouth Bancshares' current ROC % is %. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' ROC % compare to CSHX and VLNT?
CoastalSouth Bancshares' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.52, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CoastalSouth Bancshares and its competitors. For the Banks industry, the median ROC % is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current ROC % is %. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • ROC %: %
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

Get the complete analysis for COSO

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value