Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CoastalSouth Bancshares's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.09.
The historical rank and industry rank for CoastalSouth Bancshares's Dividend Payout Ratio or its related term are showing as below:
COSO'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.04
Current: 0.04
During the past 10 years, the highest Dividend Payout Ratio of CoastalSouth Bancshares was 0.04. The lowest was 0.00. And the median was 0.00.
COSO's Dividend Payout Ratio is ranked better than 98.55% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs COSO: 0.04
During the past 10 years, the highest Trailing Annual Dividend Yield of CoastalSouth Bancshares was 0.55%. The lowest was 0.19%. And the median was 0.20%.
CoastalSouth Bancshares (NYSE:COSO) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
CoastalSouth Bancshares Dividend Payout Ratio Related Terms
CoastalSouth Bancshares Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for CoastalSouth Bancshares's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CoastalSouth Bancshares Dividend Payout Ratio Chart
COSO vs CSHX, VLNT, FVCB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, CoastalSouth Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CoastalSouth Bancshares Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CoastalSouth Bancshares's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where CoastalSouth Bancshares's Dividend Payout Ratio falls into.
CoastalSouth Bancshares Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
CoastalSouth Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CoastalSouth Bancshares (COSO) has a Dividend Payout Ratio of 0.09 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CoastalSouth Bancshares and its competitors. According to the industry distribution chart, CoastalSouth Bancshares ranks #17 out of 1173 companies in the Banks industry, placing it in the top 1.4%.
Is CoastalSouth Bancshares' Dividend Payout Ratio too high?
CoastalSouth Bancshares' current Dividend Payout Ratio is 0.09. The Banks industry median Dividend Payout Ratio is 0.32. CoastalSouth Bancshares' value of 0.09 is 71.9% below this industry median. Based on the distribution chart, CoastalSouth Bancshares ranks #17 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' Dividend Payout Ratio compare to CSHX and VLNT?
According to the Banks industry distribution chart, CoastalSouth Bancshares ranks #17 out of 1173 companies for Dividend Payout Ratio. This places CoastalSouth Bancshares in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. CoastalSouth Bancshares' value of 0.09 is 71.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CoastalSouth Bancshares's current Dividend Payout Ratio of 0.09 is 71.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CoastalSouth Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current Dividend Payout Ratio is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current Dividend Payout Ratio is 0.09 and 71.9% below the Banks industry median of 0.32. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current Dividend Payout Ratio is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CoastalSouth Bancshares (COSO) Overvalued in 2026?
Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued.
The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52.
GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.
Key valuation signals for COSO:
Dividend Payout Ratio: 0.09
GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
Industry Position: 71.9% below the Banks median (#17 of 1173)
No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score
Get the complete analysis for COSO
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
COSO has been successfully added to your 
