COSO (CoastalSouth Bancshares) GF Score: 55/100 (As of Aug. 30, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
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What is CoastalSouth Bancshares GF Score?

CoastalSouth Bancshares COSO +0.55% 55 GF Score is 55 as of Aug. 30, 2026, which is 2% below its 10-year median of 56.00. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review.

CoastalSouth Bancshares has the GF Score of 55, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 2/10
4. GF Value Rank : 5/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes CoastalSouth Bancshares might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


CoastalSouth Bancshares  (NYSE:COSO) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


CoastalSouth Bancshares GF Score Related Terms


COSO vs CSHX, VLNT, FVCB: GF Score Comparison

For the Banks - Regional subindustry, CoastalSouth Bancshares's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CoastalSouth Bancshares GF Score vs Banks Industry

For the Banks industry and Financial Services sector, CoastalSouth Bancshares's GF Score distribution charts can be found below:

* The bar in red indicates where CoastalSouth Bancshares's GF Score falls into.


COSO
55GF Score
CoastalSouth Bancshares Inc COSO
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 55 mean?
CoastalSouth Bancshares (COSO) has a GF Score of 55 as of Aug. 30, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CoastalSouth Bancshares and its competitors. This is near median its historical median of 56.00. Over the past decade, CoastalSouth Bancshares' GF Score has ranged from 16.00 to 76.00.
Is CoastalSouth Bancshares' GF Score too high?
CoastalSouth Bancshares' current GF Score of 55 is near median its 10-year median of 56.00. Over the past 10 years, this metric has ranged from a low of 16.00 to a high of 76.00. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' GF Score compare to CSHX and VLNT?
CoastalSouth Bancshares' GF Score of 55 can be compared against companies in the Banks industry. Historically, CoastalSouth Bancshares' own GF Score has ranged from 16.00 to 76.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CoastalSouth Bancshares and its competitors. CoastalSouth Bancshares's current GF Score is 55, which is near median its own 10-year median of 56.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current GF Score is 55, which is near median its 10-year median of 56.00. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current GF Score is 55 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • GF Score: 55 (near median its 10-year median of 56.00)
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value