COSO (CoastalSouth Bancshares) Scaled Net Operating Assets: 0.05 (As of Jun. 2026)

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COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
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What is CoastalSouth Bancshares Scaled Net Operating Assets?

CoastalSouth Bancshares COSO +0.55% 55 Scaled Net Operating Assets is 0.05 as of Jun. 2026. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CoastalSouth Bancshares's operating assets for the quarter that ended in Jun. 2026 was $2,187.24 Mil. CoastalSouth Bancshares's operating liabilities for the quarter that ended in Jun. 2026 was $2,076.29 Mil. CoastalSouth Bancshares's Total Assets for the quarter that ended in Mar. 2026 was $2,348.55 Mil. Therefore, CoastalSouth Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.05.

COSO
55GF Score
CoastalSouth Bancshares Inc COSO
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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CoastalSouth Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CoastalSouth Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2265.048-2017.057)/2098.712
=0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2306.586 - 41.538
=2265.048

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2047.057 - 30 - 0
=2017.057

CoastalSouth Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(2187.238-2076.29)/2348.547
=0.05

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2420.993 - 233.755
=2187.238

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2151.29 - 75 - 0
=2076.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
CoastalSouth Bancshares (COSO) has a Scaled Net Operating Assets of 0.05 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CoastalSouth Bancshares and its competitors.
Is CoastalSouth Bancshares' Scaled Net Operating Assets too high?
CoastalSouth Bancshares' current Scaled Net Operating Assets is 0.05. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' Scaled Net Operating Assets compare to CSHX and VLNT?
CoastalSouth Bancshares' Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CoastalSouth Bancshares and its competitors. CoastalSouth Bancshares's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current Scaled Net Operating Assets is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value