COSO (CoastalSouth Bancshares) PS Ratio: 3.92 (As of Aug. 30, 2026) — 36% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is CoastalSouth Bancshares PS Ratio?

CoastalSouth Bancshares COSO +0.55% 55 PS Ratio is 3.92 as of Aug. 30, 2026, which is 36% above its 10-year median of 2.88. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,511 Banks companies, CoastalSouth Bancshares ranks worse than 69.42% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, CoastalSouth Bancshares's share price is $27.49. CoastalSouth Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $7.01. Hence, CoastalSouth Bancshares's PS Ratio for today is 3.92.

Warning Sign:

CoastalSouth Bancshares Inc stock PS Ratio (=3.92) is close to 5-year high of 4.13.

The historical rank and industry rank for CoastalSouth Bancshares's PS Ratio or its related term are showing as below:

COSO' s PS Ratio Range Over the Past 10 Years
Min: 1.92   Med: 2.88   Max: 7.62
Current: 3.92

During the past 10 years, CoastalSouth Bancshares's highest PS Ratio was 7.62. The lowest was 1.92. And the median was 2.88.

COSO's PS Ratio is ranked worse than
69.42% of 1511 companies
in the Banks industry
Industry Median: 3.08 vs COSO: 3.92

CoastalSouth Bancshares's Revenue per Sharefor the three months ended in Jun. 2026 was $1.84. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $7.01.

Warning Sign:

CoastalSouth Bancshares Inc revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of CoastalSouth Bancshares was -1.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 6.80% per year.

During the past 10 years, CoastalSouth Bancshares's highest 3-Year average Revenue per Share Growth Rate was 19.00% per year. The lowest was -3.90% per year. And the median was 16.30% per year.

Back to Basics: PS Ratio


CoastalSouth Bancshares  (NYSE:COSO) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


CoastalSouth Bancshares PS Ratio Related Terms


CoastalSouth Bancshares PS Ratio Historical Data

* Premium members only.

The historical data trend for CoastalSouth Bancshares's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CoastalSouth Bancshares PS Ratio Chart

CoastalSouth Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.87 2.52 1.99 3.33 3.31

CoastalSouth Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.98 3.12 3.31 3.49 3.83

COSO vs CSHX, VLNT, FVCB: PS Ratio Comparison

For the Banks - Regional subindustry, CoastalSouth Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CoastalSouth Bancshares PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CoastalSouth Bancshares's PS Ratio distribution charts can be found below:

* The bar in red indicates where CoastalSouth Bancshares's PS Ratio falls into.


COSO
55GF Score
CoastalSouth Bancshares Inc COSO
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CoastalSouth Bancshares PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

CoastalSouth Bancshares's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=27.49/7.013
=3.92

CoastalSouth Bancshares's Share Price of today is $27.49.
CoastalSouth Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.92 mean?
CoastalSouth Bancshares (COSO) has a PS Ratio of 3.92 as of Aug. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CoastalSouth Bancshares and its competitors. This is 36% above median its historical median of 2.88. Over the past decade, CoastalSouth Bancshares' PS Ratio has ranged from 1.92 to 7.62. According to the industry distribution chart, CoastalSouth Bancshares ranks #1049 out of 1511 companies in the Banks industry, placing it in the top 69.4%.
Is CoastalSouth Bancshares' PS Ratio too high?
CoastalSouth Bancshares' current PS Ratio of 3.92 is 36% above median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 7.62. The Banks industry median PS Ratio is 3.08. CoastalSouth Bancshares' value of 3.92 is 27.3% above this industry median. Based on the distribution chart, CoastalSouth Bancshares ranks #1049 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' PS Ratio compare to CSHX and VLNT?
According to the Banks industry distribution chart, CoastalSouth Bancshares ranks #1049 out of 1511 companies for PS Ratio. This places CoastalSouth Bancshares in the lower half of its industry. The industry median PS Ratio is 3.08. CoastalSouth Bancshares' value of 3.92 is 27.3% above this benchmark. Historically, CoastalSouth Bancshares' own PS Ratio has ranged from 1.92 to 7.62 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 3.08, CoastalSouth Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.08, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CoastalSouth Bancshares's current PS Ratio of 3.92 is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CoastalSouth Bancshares and its competitors. For the Banks industry, the median PS Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current PS Ratio is 3.92, which is 36% above median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current PS Ratio is 3.92, which is 36% above median its 10-year median of 2.88 and 27.3% above the Banks industry median of 3.08. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current PS Ratio is 3.92 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • PS Ratio: 3.92 (36% above median its 10-year median of 2.88)
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs
  • Industry Position: 27.3% above the Banks median (#1049 of 1511)

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

Get the complete analysis for COSO

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value