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CoastalSouth BancsharesCOSO +0.55%55 3-Year EPS without NRI Growth Rate is 1.80% as of Jun. 2026, which is 94% below its 10-year median of 30.90. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,408 Banks companies, CoastalSouth Bancshares ranks worse than 67.26% on this metric.
During the past 12 months, CoastalSouth Bancshares's average EPS without NRI Growth Rate was -4.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 1.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of CoastalSouth Bancshares was 779.40% per year. The lowest was -1.70% per year. And the median was 30.90% per year.
CoastalSouth Bancshares (NYSE:COSO) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
CoastalSouth Bancshares 3-Year EPS without NRI Growth Rate Related Terms
COSO vs CSHX, VLNT, FVCB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, CoastalSouth Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CoastalSouth Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, CoastalSouth Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where CoastalSouth Bancshares's 3-Year EPS without NRI Growth Rate falls into.
CoastalSouth Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 1.80% mean?
CoastalSouth Bancshares (COSO) has a 3-Year EPS without NRI Growth Rate of 1.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CoastalSouth Bancshares and its competitors. This is 94% below median its historical median of 30.90. According to the industry distribution chart, CoastalSouth Bancshares ranks #947 out of 1408 companies in the Banks industry, placing it in the top 67.3%.
Is CoastalSouth Bancshares' 3-Year EPS without NRI Growth Rate too high?
CoastalSouth Bancshares' current 3-Year EPS without NRI Growth Rate of 1.80% is 94% below median its 10-year median of 30.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. CoastalSouth Bancshares' value of 1.80% is 76% below this industry median. Based on the distribution chart, CoastalSouth Bancshares ranks #947 out of 1408 companies in the Banks industry, which is below the industry midpoint. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' 3-Year EPS without NRI Growth Rate compare to CSHX and VLNT?
According to the Banks industry distribution chart, CoastalSouth Bancshares ranks #947 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This places CoastalSouth Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. CoastalSouth Bancshares' value of 1.80% is 76% below this benchmark. While the company's 10-year median is 30.90 vs. the industry median of 7.50, CoastalSouth Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CoastalSouth Bancshares's current 3-Year EPS without NRI Growth Rate of 1.80% is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CoastalSouth Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CoastalSouth Bancshares's current 3-Year EPS without NRI Growth Rate is 1.80%, which is 94% below median its own 10-year median of 30.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 1.80%, which is 94% below median its 10-year median of 30.90 and 76% below the Banks industry median of 7.50. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current 3-Year EPS without NRI Growth Rate is 1.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CoastalSouth Bancshares (COSO) Overvalued in 2026?
Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued.
The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52.
GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.
Key valuation signals for COSO:
3-Year EPS without NRI Growth Rate: 1.80% (94% below median its 10-year median of 30.90)
GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
Industry Position: 76% below the Banks median (#947 of 1408)
No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score
Get the complete analysis for COSO
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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