COSO (CoastalSouth Bancshares) ROE % Adjusted to Book Value: 9.25% (As of Jun. 2026)

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COSO CoastalSouth Bancshares Inc COSO
55 GF Score
Price $27.49
GF Value $21.52
Valuation Modestly Overvalued
! 8 Warning Signs
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What is CoastalSouth Bancshares ROE % Adjusted to Book Value?

CoastalSouth Bancshares COSO +0.55% 55 ROE % Adjusted to Book Value is 9.25% as of Jun. 2026. GuruFocus rates COSO with a GF Score™ of 55/100 and a GF Value™ of $21.52 (Modestly Overvalued). The stock has 8 warning signs investors should review.

CoastalSouth Bancshares's ROE % for the quarter that ended in Jun. 2026 was 11.01%. CoastalSouth Bancshares's PB Ratio for the quarter that ended in Jun. 2026 was 1.19. CoastalSouth Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 9.25%.


CoastalSouth Bancshares ROE % Adjusted to Book Value Related Terms


CoastalSouth Bancshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for CoastalSouth Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CoastalSouth Bancshares ROE % Adjusted to Book Value Chart

CoastalSouth Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.13 10.98 19.36 10.84 10.23

CoastalSouth Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.05 11.28 10.46 8.65 9.25

COSO vs CSHX, VLNT, FVCB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, CoastalSouth Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CoastalSouth Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, CoastalSouth Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where CoastalSouth Bancshares's ROE % Adjusted to Book Value falls into.


COSO
55GF Score
CoastalSouth Bancshares Inc COSO
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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CoastalSouth Bancshares ROE % Adjusted to Book Value Calculation

CoastalSouth Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.95% / 1.07
=10.23%

CoastalSouth Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.01% / 1.19
=9.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.25% mean?
CoastalSouth Bancshares (COSO) has a ROE % Adjusted to Book Value of 9.25% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CoastalSouth Bancshares and its competitors.
Is CoastalSouth Bancshares' ROE % Adjusted to Book Value too high?
CoastalSouth Bancshares' current ROE % Adjusted to Book Value is 9.25%. Overall, CoastalSouth Bancshares has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CoastalSouth Bancshares' ROE % Adjusted to Book Value compare to CSHX and VLNT?
CoastalSouth Bancshares' ROE % Adjusted to Book Value of 9.25% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CoastalSouth Bancshares and its competitors. CoastalSouth Bancshares's current ROE % Adjusted to Book Value is 9.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CoastalSouth Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CoastalSouth Bancshares (COSO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.52, compared to a current price of $27.49 — trading 27.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.25%. CoastalSouth Bancshares' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CoastalSouth Bancshares (COSO), the current ROE % Adjusted to Book Value is 9.25% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CoastalSouth Bancshares (COSO) Overvalued in 2026?

Based on GuruFocus' analysis, CoastalSouth Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 27.7% above its estimated GF Value™ of $21.52. GuruFocus considers CoastalSouth Bancshares to be Modestly Overvalued.

Key valuation signals for COSO:

  • ROE % Adjusted to Book Value: 9.25%
  • GF Value™: $21.52 vs. price of $27.49 (27.7% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the COSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CoastalSouth Bancshares Business Description

Address 400 Galleria Parkway, Suite 1900, Atlanta, GA, USA, 30339
CoastalSouth Bancshares Inc is a bank holding company. It offers full-service banking services designed to meet the needs of retail and commercial customers in the markets in which it operates. The services offered include transaction and savings deposit accounts, commercial and consumer lending, mortgage banking, and other activities related to commercial banking. It operates retail banking branches in three retail main retail markets, the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia.
55GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$21.52
GF Value