PT Bank Capital Indonesia Tbk (ISX:BACA) Net Loan: Rp9,964,114 Mil (As of Jun. 2026)

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ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
56 GF Score
Price Rp117.00
GF Value Rp190.38
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk Net Loan?

PT Bank Capital Indonesia Tbk ISX:BACA +0.86% 56 Net Loan is Rp9,964,114 Mil as of Jun. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 56/100 and a GF Value™ of Rp190.38 (Significantly Undervalued).

PT Bank Capital Indonesia Tbk's quarterly net loan increased from Dec. 2025 (Rp8,992,071 Mil) to Mar. 2026 (Rp9,460,167 Mil) and increased from Mar. 2026 (Rp9,460,167 Mil) to Jun. 2026 (Rp9,964,114 Mil).

PT Bank Capital Indonesia Tbk's annual net loan increased from Dec. 2023 (Rp4,734,848 Mil) to Dec. 2024 (Rp9,460,167 Mil) and increased from Dec. 2024 (Rp9,460,167 Mil) to Dec. 2025 (Rp9,964,114 Mil).

PT Bank Capital Indonesia Tbk Net Loan Historical Data

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The historical data trend for PT Bank Capital Indonesia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk Net Loan Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 754,285.00 680,524.00 4,734,848.00 5,684,211.00 8,992,071.00

PT Bank Capital Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,354,872.00 8,136,902.00 8,992,071.00 9,460,167.00 9,964,114.00
ISX:BACA
56GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Capital Indonesia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp9,964,114 Mil mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Net Loan of Rp9,964,114 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's Net Loan too high?
PT Bank Capital Indonesia Tbk's current Net Loan is Rp9,964,114 Mil. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Net Loan compare to competitors?
PT Bank Capital Indonesia Tbk's Net Loan of Rp9,964,114 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current Net Loan is Rp9,964,114 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp190.38, compared to a current price of Rp117.00 — trading 38.5% below its estimated fair value. The current Net Loan is Rp9,964,114 Mil. PT Bank Capital Indonesia Tbk's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Net Loan is Rp9,964,114 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp117.00 is trading 38.5% below its estimated GF Value™ of Rp190.38. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • Net Loan: Rp9,964,114 Mil
  • GF Value™: Rp190.38 vs. price of Rp117.00 (38.5% below fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
56GF Score

Get the complete analysis for ISX:BACA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp117.00
Price
Rp190.38
GF Value