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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. PT Bank Capital Indonesia Tbk's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was Rp36,582 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was Rp150,281 Mil.
PT Bank Capital Indonesia Tbk (ISX:BACA) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense Related Terms
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense Chart
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense falls into.
PT Bank Capital Indonesia Tbk Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp150,281 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of Rp150,281 Mil mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Selling, General, & Admin. Expense of Rp150,281 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense too high?
PT Bank Capital Indonesia Tbk's current Selling, General, & Admin. Expense is Rp150,281 Mil. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense compare to competitors?
PT Bank Capital Indonesia Tbk's Selling, General, & Admin. Expense of Rp150,281 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current Selling, General, & Admin. Expense is Rp150,281 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp189.99, compared to a current price of Rp120.00 — trading 36.8% below its estimated fair value. The current Selling, General, & Admin. Expense is Rp150,281 Mil. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Selling, General, & Admin. Expense is Rp150,281 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp120.00 is trading 36.8% below its estimated GF Value™ of Rp189.99.
GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:BACA:
Selling, General, & Admin. Expense: Rp150,281 Mil
GF Value™: Rp189.99 vs. price of Rp120.00 (36.8% below fair value)
No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score
Get the complete analysis for ISX:BACA
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