PT Bank Capital Indonesia Tbk (ISX:BACA) ROE % Adjusted to Book Value: 3.92% (As of Mar. 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
48 GF Score
Price Rp101.00
GF Value Rp193.89
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value?

PT Bank Capital Indonesia Tbk ISX:BACA 48 ROE % Adjusted to Book Value is 3.92% as of Mar. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 48/100 and a GF Value™ of Rp193.89 (Significantly Undervalued).

PT Bank Capital Indonesia Tbk's ROE % for the quarter that ended in Mar. 2026 was 1.49%. PT Bank Capital Indonesia Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.38. PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 3.92%.


PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value Related Terms


PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.08 1.49 3.91 5.59 2.72

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.08 2.72 3.36 5.45 3.92

PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value falls into.


ISX:BACA
48GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Capital Indonesia Tbk ROE % Adjusted to Book Value Calculation

PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.88% / 0.69
=2.72%

PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.49% / 0.38
=3.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.92% mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a ROE % Adjusted to Book Value of 3.92% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value too high?
PT Bank Capital Indonesia Tbk's current ROE % Adjusted to Book Value is 3.92%. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank Capital Indonesia Tbk's ROE % Adjusted to Book Value of 3.92% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current ROE % Adjusted to Book Value is 3.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp193.89, compared to a current price of Rp101.00 — trading 47.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 3.92%. PT Bank Capital Indonesia Tbk's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current ROE % Adjusted to Book Value is 3.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp101.00 is trading 47.9% below its estimated GF Value™ of Rp193.89. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • ROE % Adjusted to Book Value: 3.92%
  • GF Value™: Rp193.89 vs. price of Rp101.00 (47.9% below fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
48GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp101.00
Price
Rp193.89
GF Value