PT Bank Capital Indonesia Tbk (ISX:BACA) Margin of Safety % (DCF Earnings Based): -43.65% (As of Jun. 25, 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
54 GF Score
Price Rp109.00
GF Value Rp193.10
Valuation Significantly Undervalued
View Full Analysis

What is PT Bank Capital Indonesia Tbk Margin of Safety % (DCF Earnings Based)?

PT Bank Capital Indonesia Tbk ISX:BACA -0.91% 54 Margin of Safety % (DCF Earnings Based) is -43.65% as of Jun. 25, 2026. GuruFocus rates ISX:BACA with a GF Score™ of 54/100 and a GF Value™ of Rp193.10 (Significantly Undervalued).

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), PT Bank Capital Indonesia Tbk's Predictability Rank is 1.5-Stars. PT Bank Capital Indonesia Tbk's intrinsic value calculated from the Discounted Earnings model is Rp75.88 and current share price is Rp109.00. Consequently,

PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -43.65%.

PT Bank Capital Indonesia Tbk Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Capital Indonesia Tbk Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) falls into.


ISX:BACA
54GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Capital Indonesia Tbk Margin of Safety % (DCF Earnings Based) Calculation

PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(75.88-109.00)/75.88
=-43.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -43.65% mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Margin of Safety % (DCF Earnings Based) of -43.65% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Capital Indonesia Tbk.
Is PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) too high?
PT Bank Capital Indonesia Tbk's current Margin of Safety % (DCF Earnings Based) is -43.65%. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) compare to competitors?
PT Bank Capital Indonesia Tbk's Margin of Safety % (DCF Earnings Based) of -43.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Capital Indonesia Tbk. PT Bank Capital Indonesia Tbk's current Margin of Safety % (DCF Earnings Based) is -43.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp193.10, compared to a current price of Rp109.00 — trading 43.6% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -43.65%. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Margin of Safety % (DCF Earnings Based) is -43.65% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp109.00 is trading 43.6% below its estimated GF Value™ of Rp193.10. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • Margin of Safety % (DCF Earnings Based): -43.65%
  • GF Value™: Rp193.10 vs. price of Rp109.00 (43.6% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score

Get the complete analysis for ISX:BACA

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp109.00
Price
Rp193.10
GF Value