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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Bank Capital Indonesia Tbk's Debt-to-Equity or its related term are showing as below:
ISX:BACA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.26 Max: 0.49
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Capital Indonesia Tbk was 0.49. The lowest was 0.00. And the median was 0.26.
ISX:BACA's Debt-to-Equity is ranked better than 99.93% of 1415
companies
in the Banks industry
Industry Median: 0.58
vs ISX:BACA: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank Capital Indonesia Tbk Debt-to-Equity Related Terms
PT Bank Capital Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Capital Indonesia Tbk Debt-to-Equity Chart
PT Bank Capital Indonesia Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Capital Indonesia Tbk Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Capital Indonesia Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Capital Indonesia Tbk and its competitors. This is 96% below median its historical median of 0.26. According to the industry distribution chart, PT Bank Capital Indonesia Tbk ranks #1 out of 1415 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is PT Bank Capital Indonesia Tbk's Debt-to-Equity too high?
PT Bank Capital Indonesia Tbk's current Debt-to-Equity of 0.01 is 96% below median its 10-year median of 0.26. The Banks industry median Debt-to-Equity is 0.58. PT Bank Capital Indonesia Tbk's value of 0.01 is 98.3% below this industry median. Based on the distribution chart, PT Bank Capital Indonesia Tbk ranks #1 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Capital Indonesia Tbk ranks #1 out of 1415 companies for Debt-to-Equity. This places PT Bank Capital Indonesia Tbk in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. PT Bank Capital Indonesia Tbk's value of 0.01 is 98.3% below this benchmark. While the company's 10-year median is 0.26 vs. the industry median of 0.58, PT Bank Capital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Capital Indonesia Tbk's current Debt-to-Equity of 0.01 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Capital Indonesia Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Capital Indonesia Tbk's current Debt-to-Equity is 0.01, which is 96% below median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp191.94, compared to a current price of Rp119.00 — trading 38% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 96% below median its 10-year median of 0.26 and 98.3% below the Banks industry median of 0.58. PT Bank Capital Indonesia Tbk's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp119.00 is trading 38% below its estimated GF Value™ of Rp191.94.
GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:BACA:
Debt-to-Equity: 0.01 (96% below median its 10-year median of 0.26)
GF Value™: Rp191.94 vs. price of Rp119.00 (38% below fair value)
Industry Position: 98.3% below the Banks median (#1 of 1415)
No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
56GF Score
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