PT Bank Capital Indonesia Tbk (ISX:BACA) Cyclically Adjusted FCF per Share: Rp3.95 (As of Mar. 2026)

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ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
54 GF Score
Price Rp121.00
GF Value Rp195.57
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share?

PT Bank Capital Indonesia Tbk ISX:BACA +17.48% 54 Cyclically Adjusted FCF per Share is Rp3.95 as of Mar. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 54/100 and a GF Value™ of Rp195.57 (Significantly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Capital Indonesia Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp-85.316. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp3.95 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Capital Indonesia Tbk was -19.10% per year. The lowest was -19.10% per year. And the median was -19.10% per year.

As of today (2026-07-20), PT Bank Capital Indonesia Tbk's current stock price is Rp121.00. PT Bank Capital Indonesia Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp3.95. PT Bank Capital Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is 30.63.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Capital Indonesia Tbk was 72.19. The lowest was 1.72. And the median was 5.65.


PT Bank Capital Indonesia Tbk  (ISX:BACA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Capital Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=121.00/3.95
=30.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Capital Indonesia Tbk was 72.19. The lowest was 1.72. And the median was 5.65.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.61 23.20 16.76 -14.49 -22.87

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.91 -20.62 -18.56 -22.87 3.95

PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BACA
54GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Capital Indonesia Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Capital Indonesia Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-85.316/136.5387*136.5387
=-85.316

Current CPI (Mar. 2026) = 136.5387.

PT Bank Capital Indonesia Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 62.407 103.212 82.558
201609 59.025 104.142 77.386
201612 117.107 105.222 151.961
201703 -27.334 106.476 -35.052
201706 91.165 107.722 115.553
201709 -81.755 108.020 -103.339
201712 163.079 109.017 204.249
201803 -155.805 110.097 -193.225
201806 114.340 111.085 140.540
201809 282.581 111.135 347.176
201812 -47.433 112.430 -57.604
201903 -27.173 112.829 -32.883
201906 -202.892 114.730 -241.459
201909 82.589 114.905 98.139
201912 -167.556 115.486 -198.101
202003 -2.741 116.252 -3.219
202006 -264.911 116.630 -310.132
202009 136.262 116.397 159.842
202012 101.861 117.318 118.549
202103 35.499 117.840 41.132
202106 448.672 118.184 518.354
202109 -202.319 118.262 -233.587
202112 181.050 119.516 206.837
202203 -2.636 120.948 -2.976
202206 -351.704 123.322 -389.396
202209 -149.296 125.298 -162.689
202212 -58.524 126.098 -63.370
202303 12.442 126.953 13.381
202306 3.430 127.663 3.668
202309 -45.515 128.151 -48.494
202312 -48.147 129.395 -50.805
202403 -0.431 130.607 -0.451
202406 3.447 130.792 3.598
202409 -79.818 130.361 -83.601
202412 -24.662 131.432 -25.620
202503 -77.082 131.948 -79.764
202506 -30.723 133.241 -31.483
202509 49.623 133.819 50.632
202512 137.264 135.271 138.550
202603 -85.316 136.539 -85.316

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp3.95 mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Cyclically Adjusted FCF per Share of Rp3.95 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Capital Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp3.95. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Capital Indonesia Tbk's Cyclically Adjusted FCF per Share of Rp3.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp195.57, compared to a current price of Rp121.00 — trading 38.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp3.95. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Cyclically Adjusted FCF per Share is Rp3.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp121.00 is trading 38.1% below its estimated GF Value™ of Rp195.57. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • Cyclically Adjusted FCF per Share: Rp3.95
  • GF Value™: Rp195.57 vs. price of Rp121.00 (38.1% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score

Get the complete analysis for ISX:BACA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp121.00
Price
Rp195.57
GF Value