PT Bank Capital Indonesia Tbk (ISX:BACA) E10: Rp8.89 (As of Mar. 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
54 GF Score
Price Rp105.00
GF Value Rp193.20
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk E10?

PT Bank Capital Indonesia Tbk ISX:BACA -3.67% 54 E10 is Rp8.89 as of Mar. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 54/100 and a GF Value™ of Rp193.20 (Significantly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Capital Indonesia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp1.270. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp8.89 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Capital Indonesia Tbk's average E10 Growth Rate was -8.00% per year. During the past 3 years, the average E10 Growth Rate was -11.70% per year. During the past 5 years, the average E10 Growth Rate was -9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Capital Indonesia Tbk was -7.10% per year. The lowest was -11.70% per year. And the median was -9.50% per year.

As of today (2026-06-28), PT Bank Capital Indonesia Tbk's current stock price is Rp105.00. PT Bank Capital Indonesia Tbk's E10 for the quarter that ended in Mar. 2026 was Rp8.89. PT Bank Capital Indonesia Tbk's Shiller PE Ratio of today is 11.81.

During the past 13 years, the highest Shiller PE Ratio of PT Bank Capital Indonesia Tbk was 55.44. The lowest was 8.41. And the median was 12.95.


PT Bank Capital Indonesia Tbk  (ISX:BACA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Capital Indonesia Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=105.00/8.89
=11.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank Capital Indonesia Tbk was 55.44. The lowest was 8.41. And the median was 12.95.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Capital Indonesia Tbk E10 Related Terms


PT Bank Capital Indonesia Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk E10 Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.56 13.16 11.43 10.04 9.05

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.66 9.35 9.11 9.05 8.89

PT Bank Capital Indonesia Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's Shiller PE Ratio falls into.


ISX:BACA
54GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Capital Indonesia Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Capital Indonesia Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.27/136.5387*136.5387
=1.270

Current CPI (Mar. 2026) = 136.5387.

PT Bank Capital Indonesia Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 6.410 103.212 8.480
201609 5.220 104.142 6.844
201612 -1.202 105.222 -1.560
201703 5.760 106.476 7.386
201706 3.397 107.722 4.306
201709 -0.470 108.020 -0.594
201712 3.545 109.017 4.440
201803 4.620 110.097 5.730
201806 5.290 111.085 6.502
201809 4.090 111.135 5.025
201812 1.064 112.430 1.292
201903 1.890 112.829 2.287
201906 6.210 114.730 7.390
201909 3.215 114.905 3.820
201912 -9.071 115.486 -10.725
202003 4.530 116.252 5.320
202006 2.820 116.630 3.301
202009 1.200 116.397 1.408
202012 0.134 117.318 0.156
202103 0.830 117.840 0.962
202106 0.810 118.184 0.936
202109 1.320 118.262 1.524
202112 1.950 119.516 2.228
202203 0.820 120.948 0.926
202206 0.479 123.322 0.530
202209 1.250 125.298 1.362
202212 0.704 126.098 0.762
202303 0.320 126.953 0.344
202306 0.720 127.663 0.770
202309 1.480 128.151 1.577
202312 2.580 129.395 2.722
202403 0.630 130.607 0.659
202406 1.256 130.792 1.311
202409 2.150 130.361 2.252
202412 1.439 131.432 1.495
202503 1.000 131.948 1.035
202506 0.880 133.241 0.902
202509 1.265 133.819 1.291
202512 3.160 135.271 3.190
202603 1.270 136.539 1.270

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp8.89 mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a E10 of Rp8.89 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's E10 too high?
PT Bank Capital Indonesia Tbk's current E10 is Rp8.89. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's E10 compare to competitors?
PT Bank Capital Indonesia Tbk's E10 of Rp8.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current E10 is Rp8.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp193.20, compared to a current price of Rp105.00 — trading 45.7% below its estimated fair value. The current E10 is Rp8.89. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current E10 is Rp8.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp105.00 is trading 45.7% below its estimated GF Value™ of Rp193.20. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • E10: Rp8.89
  • GF Value™: Rp193.20 vs. price of Rp105.00 (45.7% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score

Get the complete analysis for ISX:BACA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp105.00
Price
Rp193.20
GF Value